by our College Data Analytics TeamThis overview lays out the cost of attending University of Maine, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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The total cost of attendance at University of Maine fell between $26,418.00 and $49,848.00 depending on your residency status.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: roughly $26,418.00 for in-state students versus $49,848.00 for out-of-state students.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $13,326.00 |
| + Room, board & other expenses | $13,092.00 |
| Total cost | $26,418.00 |
| That is 37% above the national average net price. |
| Total cost | $26,418.00 |
| − Grants and scholarships | −$9,818.00 |
| Net price | $16,600.00 |
| That is 14% below the national average net price. |
| Total cost | $26,418.00 |
| − Grants and scholarships | −$14,686.00 |
| Net price | $11,732.00 |
| That is 39% below the national average net price. |
| Tuition and fees | $36,756.00 |
| + Room, board & other expenses | $13,092.00 |
| Total cost | $49,848.00 |
| That is 159% above the national average net price. |
| Total cost | $49,848.00 |
| − Grants and scholarships | −$9,818.00 |
| Net price | $40,030.00 |
| That is 108% above the national average net price. |
| Total cost | $49,848.00 |
| − Grants and scholarships | −$14,686.00 |
| Net price | $35,162.00 |
| That is 83% above the national average net price. | |
| For the full breakdown, see the tuition & fees page and living costs. |
The reported cost series has been increasing by around 3.1% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $12,092.00 | $17,110.00 | $27,229.00 |
| Senior year | $13,240.00 | $18,734.00 | $29,814.00 |
| Total 4-year net price | $50,641.00 | $71,654.00 | $114,033.00 |
| 10-year loan interest @ 6.8% | $19,292.00 | $27,298.00 | $43,443.00 |
| Total monthly payment | $583.00 | $825.00 | $1,312.00 |
| Total amount paid | $69,934.00 | $98,952.00 | $157,476.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $12,092.00 | $17,110.00 | $27,229.00 |
| Senior year | $12,463.00 | $17,635.00 | $28,065.00 |
| Total 2-year net price | $24,555.00 | $34,744.00 | $55,293.00 |
| 10-year loan interest @ 6.8% | $9,355.00 | $13,236.00 | $21,065.00 |
| Total monthly payment | $283.00 | $400.00 | $636.00 |
| Total amount paid | $33,910.00 | $47,980.00 | $76,358.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $36,241.00 | $41,259.00 | $51,378.00 |
| Senior year | $39,682.00 | $45,176.00 | $56,256.00 |
| Total 4-year net price | $151,777.00 | $172,790.00 | $215,169.00 |
| 10-year loan interest @ 6.8% | $57,822.00 | $65,827.00 | $81,972.00 |
| Total monthly payment | $1,747.00 | $1,988.00 | $2,476.00 |
| Total amount paid | $209,598.00 | $238,616.00 | $297,141.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $36,241.00 | $41,259.00 | $51,378.00 |
| Senior year | $37,354.00 | $42,525.00 | $52,955.00 |
| Total 2-year net price | $73,595.00 | $83,784.00 | $104,333.00 |
| 10-year loan interest @ 6.8% | $28,037.00 | $31,919.00 | $39,747.00 |
| Total monthly payment | $847.00 | $964.00 | $1,201.00 |
| Total amount paid | $101,632.00 | $115,702.00 | $144,080.00 |
Jump to the net-price detail in the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $17,510.00 |
| Average net price (off-campus) | $18,045.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,800.00 |
| $30,000 to $48,000 | $13,707.00 |
| $48,001 to $75,000 | $16,408.00 |
| $75,001 to $110,000 | $20,101.00 |
| Over $110,000 | $21,756.00 |
Use University of Maine Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
The median graduating debt at University of Maine is $16,750.00, landing it in the Low ($10-20k) burden tier.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,750.00 |
| 25th | $6,500.00 |
| Median (50th) | $16,750.00 |
| 75th | $27,000.00 |
| 90th | $33,300.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Family income tracks closely with debt at graduation. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,500.00 |
| Middle income | $17,500.00 |
| High income | $16,760.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,490.00 |
| Continuing-generation students | $17,500.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell vs non-Pell debt gap at University of Maine stands at $3,500.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for University of Maine is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.9% |
For scale, federal Stafford loan disbursements at University of Maine total $702,189,743.00 covering 37,392 student borrowers.
Veterans and active-duty students can access dedicated federal education aid including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 187 |
| Avg GI Bill amount | $8,508.00 |
| DoD Tuition Assistance recipients | 4 |
| Avg DoD Tuition Assistance | $4,500.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh University of Maine, keep these questions in mind:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.