College Factual  by our College Data Analytics Team
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University of Management and Technology Student Debt & Borrowing

$8,971 Typical Student Debt
Very Low (<$10k) Debt Burden Category

Here you will find what students actually borrow to attend University of Management and Technology— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.

How Much Freshmen Borrow at University of Management and Technology

Among first-year students at University of Management and Technology, 0% of incoming students take out a loan to help cover first-year costs.

Typical Undergraduate Borrowing at University of Management and Technology

Looking at all undergraduates at University of Management and Technology, freshmen included, 7% use federal student loans to help pay for their education, borrowing on average $8,207 per year.

Carrying that yearly figure forward comes to roughly $16,414 over two years and about $32,828 by the fourth year. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.

Undergraduate federal borrowingValue
Share using federal loans7%
Average federal loan per year$8,207
Undergraduates with a federal loan21
Total federal loans (one year)$172,356

Typical Student Debt at University of Management and Technology

The median student at University of Management and Technology borrows $8,971 in federal borrowing.

Borrower groupMedian federal debt
All federal borrowers$8,971

The Range of Student Debt at this School

Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at University of Management and Technology.

PercentileCumulative Federal Debt
10th percentile (lowest-debt students)$2,333
25th percentile$4,220
75th percentile$20,814
90th percentile (highest-debt students)$27,778

How wide this percentile range is tells you how much borrowing varies across students at University of Management and Technology.

What It Costs to Repay at University of Management and Technology

The indicators below describe what the typical debt costs to pay back at University of Management and Technology.

Median Debt by Student Group at University of Management and Technology

Borrowing varies by family income, by first-generation status, and by dependency status.

By Family Income

Income tierMedian federal debt
Low income$8,822

Calculated Equity Indicators for University of Management and Technology

These pre-calculated indicators summarize the borrowing gaps between cohorts at University of Management and Technology.

Student Loan Basics

Subsidized and Unsubsidized Loans

With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.

Worth Knowing

Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.

References

More about our data sources and methodologies.

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