by our College Data Analytics TeamHere’s the full picture on paying for University of Mary Washington, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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Attendance costs at University of Mary Washington spanned $29,234.00 through $42,154.00 depending on residency and living arrangement.
In-state students paid the lower published figure, while out-of-state students faced the higher one: about $29,234.00 in-state against $42,154.00 out of state.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $14,640.00 |
| + Room, board & other expenses | $14,594.00 |
| Total cost | $29,234.00 |
| That is 52% above the national average net price. |
| Total cost | $29,234.00 |
| − Grants and scholarships | −$10,470.00 |
| Net price | $18,764.00 |
| That is 3% below the national average net price. |
| Total cost | $29,234.00 |
| − Grants and scholarships | −$20,833.00 |
| Net price | $8,401.00 |
| That is 56% below the national average net price. |
| Tuition and fees | $27,560.00 |
| + Room, board & other expenses | $14,594.00 |
| Total cost | $42,154.00 |
| That is 119% above the national average net price. |
| Total cost | $42,154.00 |
| − Grants and scholarships | −$10,470.00 |
| Net price | $31,684.00 |
| That is 65% above the national average net price. |
| Total cost | $42,154.00 |
| − Grants and scholarships | −$20,833.00 |
| Net price | $21,321.00 |
| That is 11% above the national average net price. | |
| Explore each piece on tuition and fees plus room and board. |
The tables below project a full degree at the current published cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $8,401.00 | $18,764.00 | $29,234.00 |
| Senior year | $8,401.00 | $18,764.00 | $29,234.00 |
| Total 4-year net price | $33,604.00 | $75,056.00 | $116,936.00 |
| 10-year loan interest @ 6.8% | $12,802.00 | $28,594.00 | $44,548.00 |
| Total monthly payment | $387.00 | $864.00 | $1,346.00 |
| Total amount paid | $46,406.00 | $103,650.00 | $161,484.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $8,401.00 | $18,764.00 | $29,234.00 |
| Senior year | $8,401.00 | $18,764.00 | $29,234.00 |
| Total 2-year net price | $16,802.00 | $37,528.00 | $58,468.00 |
| 10-year loan interest @ 6.8% | $6,401.00 | $14,297.00 | $22,274.00 |
| Total monthly payment | $193.00 | $432.00 | $673.00 |
| Total amount paid | $23,203.00 | $51,825.00 | $80,742.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $21,321.00 | $31,684.00 | $42,154.00 |
| Senior year | $21,321.00 | $31,684.00 | $42,154.00 |
| Total 4-year net price | $85,284.00 | $126,736.00 | $168,616.00 |
| 10-year loan interest @ 6.8% | $32,490.00 | $48,282.00 | $64,237.00 |
| Total monthly payment | $981.00 | $1,458.00 | $1,940.00 |
| Total amount paid | $117,774.00 | $175,018.00 | $232,853.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $21,321.00 | $31,684.00 | $42,154.00 |
| Senior year | $21,321.00 | $31,684.00 | $42,154.00 |
| Total 2-year net price | $42,642.00 | $63,368.00 | $84,308.00 |
| 10-year loan interest @ 6.8% | $16,245.00 | $24,141.00 | $32,118.00 |
| Total monthly payment | $491.00 | $729.00 | $970.00 |
| Total amount paid | $58,887.00 | $87,509.00 | $116,426.00 |
| Jump to the net-price detail in the net-price section. |
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $20,667.00 |
| Average net price (off-campus) | $21,108.00 |
The real cost varies by income because need-based aid scales with financial need. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $11,137.00 |
| $30,000 to $48,000 | $12,388.00 |
| $48,001 to $75,000 | $19,886.00 |
| $75,001 to $110,000 | $26,300.00 |
| Over $110,000 | $29,234.00 |
For a personalized estimate, try the University of Mary Washington Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The median amount borrowed by graduates of University of Mary Washington comes to $16,250.00, categorized as a Low ($10-20k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,250.00 |
| 25th | $6,500.00 |
| Median (50th) | $16,250.00 |
| 75th | $25,000.00 |
| 90th | $28,735.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $17,000.00 |
| Middle income | $16,125.00 |
| High income | $15,700.00 |
Low-income borrowers graduate with $1,300.00 more debt than high-income graduates.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,927.00 |
| Continuing-generation students | $16,500.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The gap between Pell-eligible and non-Pell median debt at University of Mary Washington amounts to $2,235.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate category at University of Mary Washington is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 1.3% |
To give some context for these rates, Stafford loans disbursed at University of Mary Washington reach $172,945,779.00 distributed across 10,306 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 204 |
| Avg GI Bill amount | $11,250.00 |
| DoD Tuition Assistance recipients | 3 |
| Avg DoD Tuition Assistance | $2,000.00 |
Dig into veteran education benefits on the college veterans page.
The figures above are a starting point — as you weigh University of Mary Washington, the questions below are worth your time:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.