by our College Data Analytics TeamHere is what you can expect to pay at University of Maryland-Baltimore County, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
Use the section links below to navigate this overview:
The full cost of attending University of Maryland-Baltimore County spanned $27,935.00 to $45,954.00 across residency tiers.
In-state students paid the lower published figure, while out-of-state students faced the higher one: near $27,935.00 in-state compared with $45,954.00 for out-of-state students.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $13,256.00 |
| + Room, board & other expenses | $14,679.00 |
| Total cost | $27,935.00 |
| That is 45% above the national average net price. |
| Total cost | $27,935.00 |
| − Grants and scholarships | −$12,109.00 |
| Net price | $15,826.00 |
| That is 18% below the national average net price. |
| Total cost | $27,935.00 |
| − Grants and scholarships | −$23,489.00 |
| Net price | $4,446.00 |
| That is 77% below the national average net price. |
| Tuition and fees | $31,275.00 |
| + Room, board & other expenses | $14,679.00 |
| Total cost | $45,954.00 |
| That is 139% above the national average net price. |
| Total cost | $45,954.00 |
| − Grants and scholarships | −$12,109.00 |
| Net price | $33,845.00 |
| That is 76% above the national average net price. |
| Total cost | $45,954.00 |
| − Grants and scholarships | −$23,489.00 |
| Net price | $22,465.00 |
| That is 17% above the national average net price. | |
| Explore each piece on tuition and fees plus living costs. |
Cost of attendance here has been rising at a recent average of 3.2% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $4,587.00 | $16,330.00 | $28,824.00 |
| Senior year | $5,039.00 | $17,938.00 | $31,664.00 |
| Total 4-year net price | $19,244.00 | $68,502.00 | $120,916.00 |
| 10-year loan interest @ 6.8% | $7,331.00 | $26,097.00 | $46,065.00 |
| Total monthly payment | $221.00 | $788.00 | $1,392.00 |
| Total amount paid | $26,576.00 | $94,599.00 | $166,980.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $4,587.00 | $16,330.00 | $28,824.00 |
| Senior year | $4,733.00 | $16,849.00 | $29,741.00 |
| Total 2-year net price | $9,321.00 | $33,179.00 | $58,565.00 |
| 10-year loan interest @ 6.8% | $3,551.00 | $12,640.00 | $22,311.00 |
| Total monthly payment | $107.00 | $382.00 | $674.00 |
| Total amount paid | $12,872.00 | $45,819.00 | $80,876.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $23,180.00 | $34,922.00 | $47,416.00 |
| Senior year | $25,464.00 | $38,363.00 | $52,088.00 |
| Total 4-year net price | $97,239.00 | $146,497.00 | $198,911.00 |
| 10-year loan interest @ 6.8% | $37,045.00 | $55,810.00 | $75,778.00 |
| Total monthly payment | $1,119.00 | $1,686.00 | $2,289.00 |
| Total amount paid | $134,284.00 | $202,307.00 | $274,688.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $23,180.00 | $34,922.00 | $47,416.00 |
| Senior year | $23,917.00 | $36,033.00 | $48,925.00 |
| Total 2-year net price | $47,097.00 | $70,955.00 | $96,341.00 |
| 10-year loan interest @ 6.8% | $17,942.00 | $27,031.00 | $36,702.00 |
| Total monthly payment | $542.00 | $817.00 | $1,109.00 |
| Total amount paid | $65,039.00 | $97,986.00 | $133,044.00 |
Read more in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $16,467.00 |
| Average net price (off-campus) | $16,054.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,048.00 |
| $30,000 to $48,000 | $11,374.00 |
| $48,001 to $75,000 | $18,506.00 |
| $75,001 to $110,000 | $24,763.00 |
| Over $110,000 | $27,013.00 |
Get a tailored estimate from the University of Maryland-Baltimore County Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
Median graduate debt at University of Maryland-Baltimore County amounts to $15,750.00, categorized as a Low ($10-20k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,575.00 |
| 25th | $7,398.00 |
| Median (50th) | $15,750.00 |
| 75th | $25,250.00 |
| 90th | $32,526.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $17,094.00 |
| Middle income | $15,000.00 |
| High income | $15,304.00 |
Graduates from lower-income families carry $1,790.00 more than graduates from high-income families.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,750.00 |
| Continuing-generation students | $15,750.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The gap between Pell-eligible and non-Pell median debt at University of Maryland-Baltimore County amounts to $2,907.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate classification at University of Maryland-Baltimore County is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.2% |
To put the rates in context, Stafford loans at University of Maryland-Baltimore County reach $553,313,956.00 spread across 27,954 disbursements.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 187 |
| Avg GI Bill amount | $9,792.00 |
| DoD Tuition Assistance recipients | 14 |
| Avg DoD Tuition Assistance | $2,840.00 |
Read more about military and veteran aid on the veterans benefits detail.
Numbers only tell part of the story. As you weigh University of Maryland-Baltimore County, consider the following:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.