by our College Data Analytics TeamThis guide covers the real cost of attending University of Maryland-College Park, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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Cost of attendance at University of Maryland-College Park ranged from $28,073.00 ranging to $57,450.00 depending on your residency status.
Where you live mattered — in-state students paid less than out-of-state students: about $28,073.00 in-state against $57,450.00 for non-residents.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $11,809.00 |
| + Room, board & other expenses | $16,264.00 |
| Total cost | $28,073.00 |
| That is 46% above the national average net price. |
| Total cost | $28,073.00 |
| − Grants and scholarships | −$13,621.00 |
| Net price | $14,452.00 |
| That is 25% below the national average net price. |
| Total cost | $28,073.00 |
| − Grants and scholarships | −$26,337.00 |
| Net price | $1,736.00 |
| That is 91% below the national average net price. |
| Tuition and fees | $41,186.00 |
| + Room, board & other expenses | $16,264.00 |
| Total cost | $57,450.00 |
| That is 198% above the national average net price. |
| Total cost | $57,450.00 |
| − Grants and scholarships | −$13,621.00 |
| Net price | $43,829.00 |
| That is 128% above the national average net price. |
| Total cost | $57,450.00 |
| − Grants and scholarships | −$26,337.00 |
| Net price | $31,113.00 |
| That is 62% above the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus room and board. |
The reported cost series has been increasing at about 2.2% annually, so the projections below total more than one year of attendance. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $1,773.00 | $14,763.00 | $28,678.00 |
| Senior year | $1,890.00 | $15,738.00 | $30,570.00 |
| Total 4-year net price | $7,326.00 | $60,988.00 | $118,469.00 |
| 10-year loan interest @ 6.8% | $2,791.00 | $23,234.00 | $45,132.00 |
| Total monthly payment | $84.00 | $702.00 | $1,363.00 |
| Total amount paid | $10,117.00 | $84,222.00 | $163,601.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $1,773.00 | $14,763.00 | $28,678.00 |
| Senior year | $1,812.00 | $15,081.00 | $29,295.00 |
| Total 2-year net price | $3,585.00 | $29,844.00 | $57,973.00 |
| 10-year loan interest @ 6.8% | $1,366.00 | $11,370.00 | $22,085.00 |
| Total monthly payment | $41.00 | $343.00 | $667.00 |
| Total amount paid | $4,951.00 | $41,214.00 | $80,058.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $31,783.00 | $44,773.00 | $58,687.00 |
| Senior year | $33,881.00 | $47,728.00 | $62,560.00 |
| Total 4-year net price | $131,297.00 | $184,959.00 | $242,440.00 |
| 10-year loan interest @ 6.8% | $50,020.00 | $70,463.00 | $92,361.00 |
| Total monthly payment | $1,511.00 | $2,129.00 | $2,790.00 |
| Total amount paid | $181,317.00 | $255,422.00 | $334,801.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $31,783.00 | $44,773.00 | $58,687.00 |
| Senior year | $32,467.00 | $45,737.00 | $59,951.00 |
| Total 2-year net price | $64,250.00 | $90,510.00 | $118,638.00 |
| 10-year loan interest @ 6.8% | $24,477.00 | $34,481.00 | $45,197.00 |
| Total monthly payment | $739.00 | $1,042.00 | $1,365.00 |
| Total amount paid | $88,727.00 | $124,991.00 | $163,835.00 |
See the full net-price breakdown in the net-price section.
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $15,678.00 |
| Average net price (off-campus) | $15,590.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,603.00 |
| $30,000 to $48,000 | $7,327.00 |
| $48,001 to $75,000 | $12,237.00 |
| $75,001 to $110,000 | $20,855.00 |
| Over $110,000 | $26,239.00 |
Use University of Maryland-College Park Net Price Calculator, or check with the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
The typical debt load for borrowers leaving University of Maryland-College Park comes to $17,000.00, which the Department of Education classifies as a Low ($10-20k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,500.00 |
| 25th | $8,000.00 |
| Median (50th) | $17,000.00 |
| 75th | $25,871.00 |
| 90th | $30,376.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Dig deeper into debt on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,125.00 |
| Middle income | $16,490.00 |
| High income | $17,750.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,750.00 |
| Continuing-generation students | $17,250.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt difference between Pell-eligible and non-Pell graduates of University of Maryland-College Park is $-648.00.
The federal default-rate classification for University of Maryland-College Park is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.2% |
For a sense of scale, Stafford disbursements at University of Maryland-College Park reach $1,257,913,032.00 across 62,680 disbursements.
Veterans and active-duty service members may qualify for substantial federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 602 |
| Avg GI Bill amount | $13,972.00 |
| DoD Tuition Assistance recipients | 42 |
| Avg DoD Tuition Assistance | $2,882.00 |
Read more about military and veteran aid on the college veterans page.
Use the figures above as a launch point, then think through University of Maryland-College Park, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.