by our College Data Analytics TeamThis guide covers the real cost of attending University of Maryland Eastern Shore, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Use the section links below to navigate this overview:
Cost of attendance at University of Maryland Eastern Shore spanned $27,799.00 and $38,845.00 depending on your residency status.
In-state residents qualified for the lower cost, with out-of-state students paying more: close to $27,799.00 in-state compared with $38,845.00 for non-residents.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $9,076.00 |
| + Room, board & other expenses | $18,723.00 |
| Total cost | $27,799.00 |
| That is 44% above the national average net price. |
| Total cost | $27,799.00 |
| − Grants and scholarships | −$12,603.00 |
| Net price | $15,196.00 |
| That is 21% below the national average net price. |
| Total cost | $27,799.00 |
| − Grants and scholarships | −$16,027.00 |
| Net price | $11,772.00 |
| That is 39% below the national average net price. |
| Tuition and fees | $20,122.00 |
| + Room, board & other expenses | $18,723.00 |
| Total cost | $38,845.00 |
| That is 102% above the national average net price. |
| Total cost | $38,845.00 |
| − Grants and scholarships | −$12,603.00 |
| Net price | $26,242.00 |
| That is 36% above the national average net price. |
| Total cost | $38,845.00 |
| − Grants and scholarships | −$16,027.00 |
| Net price | $22,818.00 |
| That is 19% above the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and living costs. |
Costs have trended upward in recent years by roughly 1.3% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.3% | 1.3% | 1.3% |
| Freshman year | $11,928.00 | $15,398.00 | $28,168.00 |
| Senior year | $12,410.00 | $16,020.00 | $29,307.00 |
| Total 4-year net price | $48,674.00 | $62,831.00 | $114,940.00 |
| 10-year loan interest @ 6.8% | $18,543.00 | $23,936.00 | $43,788.00 |
| Total monthly payment | $560.00 | $723.00 | $1,323.00 |
| Total amount paid | $67,217.00 | $86,767.00 | $158,729.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.3% | 1.3% | 1.3% |
| Freshman year | $11,928.00 | $15,398.00 | $28,168.00 |
| Senior year | $12,087.00 | $15,603.00 | $28,543.00 |
| Total 2-year net price | $24,015.00 | $31,001.00 | $56,711.00 |
| 10-year loan interest @ 6.8% | $9,149.00 | $11,810.00 | $21,605.00 |
| Total monthly payment | $276.00 | $357.00 | $653.00 |
| Total amount paid | $33,165.00 | $42,811.00 | $78,316.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.3% | 1.3% | 1.3% |
| Freshman year | $23,121.00 | $26,591.00 | $39,361.00 |
| Senior year | $24,056.00 | $27,665.00 | $40,952.00 |
| Total 4-year net price | $94,346.00 | $108,503.00 | $160,612.00 |
| 10-year loan interest @ 6.8% | $35,942.00 | $41,336.00 | $61,187.00 |
| Total monthly payment | $1,086.00 | $1,249.00 | $1,848.00 |
| Total amount paid | $130,288.00 | $149,838.00 | $221,800.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.3% | 1.3% | 1.3% |
| Freshman year | $23,121.00 | $26,591.00 | $39,361.00 |
| Senior year | $23,429.00 | $26,944.00 | $39,885.00 |
| Total 2-year net price | $46,550.00 | $53,535.00 | $79,246.00 |
| 10-year loan interest @ 6.8% | $17,734.00 | $20,395.00 | $30,190.00 |
| Total monthly payment | $536.00 | $616.00 | $912.00 |
| Total amount paid | $64,284.00 | $73,930.00 | $109,436.00 |
For the complete net-price picture, see the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $13,338.00 |
| Average net price (off-campus) | $14,035.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,634.00 |
| $30,000 to $48,000 | $12,164.00 |
| $48,001 to $75,000 | $14,886.00 |
| $75,001 to $110,000 | $18,771.00 |
| Over $110,000 | $22,204.00 |
Use University of Maryland Eastern Shore Net Price Calculator, or reach out to the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The typical debt load for borrowers leaving University of Maryland Eastern Shore amounts to $18,500.00, which federal data classifies as a Low ($10-20k) burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,000.00 |
| 25th | $5,500.00 |
| Median (50th) | $18,500.00 |
| 75th | $29,000.00 |
| 90th | $39,153.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,750.00 |
| Middle income | $19,500.00 |
| High income | $15,540.00 |
On average, low-income graduates leave with $3,210.00 in additional median debt versus high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $18,283.00 |
| Continuing-generation students | $18,825.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt gap between Pell and non-Pell graduates of University of Maryland Eastern Shore comes to $6,985.00. Federal data flags this school for Pell-related debt inequity.
The default-rate classification at University of Maryland Eastern Shore is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 15.1% |
To put the rates in context, Stafford loans at University of Maryland Eastern Shore come to $468,712,421.00 covering 19,126 disbursements.
Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 31 |
| Avg GI Bill amount | $7,514.00 |
| DoD Tuition Assistance recipients | 1 |
| Avg DoD Tuition Assistance | $3,495.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about University of Maryland Eastern Shore, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.