UMass Amherst Housing Costs

$1,440 Other Living Expenses Typical Cost

How Do Housing Costs Compare at UMass Amherst?

There are additional costs associated with college other than tuition. Find out below exactly how much you will be spending to attend University of Massachusetts-Amherst.

On this page you will find:

Outline of Housing Costs
Room & Board Trends and Total Expenses
Meal Plans and Housing Requirements
References

Housing and Meal Plan Costs at UMass Amherst

Housing and meal plans are priced out separately here. The standard student paid $8,480 in 2026, and the cost of a typical dining plan was $7,648. All told, a typical on-campus student at University of Massachusetts-Amherst budgeted around $20,790 in 2026 after factoring in housing, meals, books and other essentials.

Discover housing costs for both on-campus and off-campus, as well as meals and other expenses at University of Massachusetts-Amherst.

Expense	On Campus	Off Campus
Room and Board	$18,150	$18,150
— Housing	$8,480
— Meals	$7,648
Other Living Expenses	$1,440	$1,440
Books and Supplies	$1,200	$1,200
Total	$20,790	$20,790

Will You Spend Four Years On Campus? Projected Four-Year Total: $96,811

The price of living on campus is rarely the same in your senior year as it was your first. Estimating the trend now makes for a more accurate four-year budget.

Over the course of obtaining your degree, expect on-campus living costs near $96,811 in housing, food and other expenses.

This is how on-campus room and board has tracked over the last few years, plus a forward projection, at University of Massachusetts-Amherst.

Year	Room & Board
Three Years Ago	$14,995
Two Years Ago	$15,523
One Year Ago	$16,309
Most Recent Year (2026)	$18,150
One Year From Now *	$19,422
Two Years From Now *	$20,785
Three Years From Now *	$22,242
Four Years From Now *	$23,802

* estimated

On-campus room and board has trended up an average of 7.0% annually. If that pace holds, room and board would land around $22,062 for room, board and essentials in year one.

By their final year, a student might pay about $26,442 in year four — and a two-year student about $23,425 for the last year of an associate degree.

Over a four-year stay, the projected room, board and living-cost total is about $96,811 for a four-year degree, versus about $45,487 for a two-year (associate) degree.