UMass Lowell Housing Costs

$1,370 Other Living Expenses Typical Cost

How Do Housing Costs Compare at UMass Lowell?

Understanding all of the expenses related to attending college can allow you to make the best decision at University of Massachusetts-Lowell.

On this page you will find:

Outline of Housing Costs
Room & Board Trends and Total Expenses
Meal Plans and Housing Requirements
References

Living Expenses at UMass Lowell

This school prices housing and dining separately. The on-campus housing cost for a typical student was $9,240 in 2026, with the price of an average meal plan at $5,920. Taken together, a typical student living on campus at University of Massachusetts-Lowell can expect to spend about $20,084 in 2026 across housing, dining, books and other living expenses.

Discover housing costs for both on-campus and off-campus, as well as meals and other expenses at University of Massachusetts-Lowell.

Expense	On Campus	Off Campus
Room and Board	$17,514	$9,266
— Housing	$9,240
— Meals	$5,920
Other Living Expenses	$1,370	$2,370
Books and Supplies	$1,200	$1,200
Total	$20,084	$12,836

Room & Board Over Four Years? Estimated Four-Year Cost: $90,712

Room and board is a moving target: it tends to creep up every year you are enrolled. Looking at the trend gives you a realistic picture of what you will actually spend by graduation.

The projected four-year total comes to about $90,712 by the time you graduate.

Here is how combined on-campus room and board has moved over the last few reported years, with a projection of where it is headed, at University of Massachusetts-Lowell.

Year	Room & Board
Three Years Ago	$14,994
Two Years Ago	$15,350
One Year Ago	$16,794
Most Recent Year (2026)	$17,514
One Year From Now *	$18,495
Two Years From Now *	$19,531
Three Years From Now *	$20,625
Four Years From Now *	$21,781

* estimated

Over the reported period, on-campus housing and dining changed about 5.6% a year over the last three years. Carrying that rate forward one year puts on-campus living costs near $21,065 in their first year.

At this pace, a senior would spend approximately $24,351 for a bachelor’s program; a two-year student would see about $22,101 for the last year of an associate degree.

For a full bachelor’s degree, expect to spend a total of around $90,712 for a bachelor’s, while two years would run about $43,166 over a two-year associate program.