by our College Data Analytics TeamThis overview lays out the cost of attending University of Michigan-Dearborn, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the links below to jump straight to any section on this page:
Published attendance costs at University of Michigan-Dearborn fell between $22,435.00 through $39,691.00 depending on whether you qualify for in-state rates.
In-state residents qualified for the lower cost, with out-of-state students paying more: around $22,435.00 in-state compared with $39,691.00 for non-residents.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $15,640.00 |
| + Room, board & other expenses | $6,795.00 |
| Total cost | $22,435.00 |
| That is 17% above the national average net price. |
| Total cost | $22,435.00 |
| − Grants and scholarships | −$14,548.00 |
| Net price | $7,887.00 |
| That is 59% below the national average net price. |
| Total cost | $22,435.00 |
| − Grants and scholarships | −$16,829.00 |
| Net price | $5,606.00 |
| That is 71% below the national average net price. |
| Tuition and fees | $32,896.00 |
| + Room, board & other expenses | $6,795.00 |
| Total cost | $39,691.00 |
| That is 106% above the national average net price. |
| Total cost | $39,691.00 |
| − Grants and scholarships | −$14,548.00 |
| Net price | $25,143.00 |
| That is 31% above the national average net price. |
| Total cost | $39,691.00 |
| − Grants and scholarships | −$16,829.00 |
| Net price | $22,862.00 |
| That is 19% above the national average net price. | |
| For the full breakdown, see tuition and fees and room and board. |
Cost of attendance here has been rising at a recent average of 5.5% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.5% | 5.5% | 5.5% |
| Freshman year | $5,912.00 | $8,318.00 | $23,660.00 |
| Senior year | $6,934.00 | $9,755.00 | $27,750.00 |
| Total 4-year net price | $25,656.00 | $36,095.00 | $102,675.00 |
| 10-year loan interest @ 6.8% | $9,774.00 | $13,751.00 | $39,115.00 |
| Total monthly payment | $295.00 | $415.00 | $1,182.00 |
| Total amount paid | $35,430.00 | $49,846.00 | $141,790.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.5% | 5.5% | 5.5% |
| Freshman year | $5,912.00 | $8,318.00 | $23,660.00 |
| Senior year | $6,235.00 | $8,772.00 | $24,951.00 |
| Total 2-year net price | $12,147.00 | $17,089.00 | $48,611.00 |
| 10-year loan interest @ 6.8% | $4,628.00 | $6,510.00 | $18,519.00 |
| Total monthly payment | $140.00 | $197.00 | $559.00 |
| Total amount paid | $16,774.00 | $23,600.00 | $67,130.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.5% | 5.5% | 5.5% |
| Freshman year | $24,110.00 | $26,516.00 | $41,858.00 |
| Senior year | $28,278.00 | $31,100.00 | $49,094.00 |
| Total 4-year net price | $104,629.00 | $115,068.00 | $181,648.00 |
| 10-year loan interest @ 6.8% | $39,860.00 | $43,837.00 | $69,201.00 |
| Total monthly payment | $1,204.00 | $1,324.00 | $2,090.00 |
| Total amount paid | $144,489.00 | $158,905.00 | $250,849.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.5% | 5.5% | 5.5% |
| Freshman year | $24,110.00 | $26,516.00 | $41,858.00 |
| Senior year | $25,426.00 | $27,963.00 | $44,143.00 |
| Total 2-year net price | $49,536.00 | $54,479.00 | $86,001.00 |
| 10-year loan interest @ 6.8% | $18,872.00 | $20,754.00 | $32,763.00 |
| Total monthly payment | $570.00 | $627.00 | $990.00 |
| Total amount paid | $68,408.00 | $75,233.00 | $118,764.00 |
See the full net-price breakdown in the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $9,492.00 |
| Average net price (off-campus) | $10,904.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,160.00 |
| $30,000 to $48,000 | $8,157.00 |
| $48,001 to $75,000 | $9,589.00 |
| $75,001 to $110,000 | $15,656.00 |
| Over $110,000 | $19,586.00 |
Use University of Michigan-Dearborn Net Price Calculator, or check with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
Median graduate debt at University of Michigan-Dearborn comes to $17,000.00, which the Department of Education classifies as a Low ($10-20k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $7,500.00 |
| Median (50th) | $17,000.00 |
| 75th | $30,287.00 |
| 90th | $40,800.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student loan debt page.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $17,250.00 |
| Middle income | $16,750.00 |
| High income | $16,725.00 |
On average, low-income graduates leave with $525.00 more than graduates from high-income families.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $17,250.00 |
| Continuing-generation students | $16,180.00 |
First-gen borrowers at University of Michigan-Dearborn hold $1,070.00 more debt than continuing-generation students.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt difference between Pell-eligible and non-Pell graduates of University of Michigan-Dearborn comes to $3,127.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The Department of Education default-rate tier for University of Michigan-Dearborn is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.8% |
To put the rates in context, Stafford loans at University of Michigan-Dearborn add up to $528,667,551.00 distributed across 22,614 student borrowers.
Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 74 |
| Avg GI Bill amount | $11,983.00 |
| DoD Tuition Assistance recipients | 2 |
| Avg DoD Tuition Assistance | $3,000.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing University of Michigan-Dearborn, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.