by our College Data Analytics TeamThis overview lays out the cost of attending University of Minnesota-Duluth, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
If you want to dig into a particular figure, jump to any section below:
Cost of attendance at University of Minnesota-Duluth came in between $26,907.00 ranging to $32,427.00 depending on residency and living arrangement.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: near $26,907.00 in-state versus $32,427.00 for out-of-state students.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $14,610.00 |
| + Room, board & other expenses | $12,297.00 |
| Total cost | $26,907.00 |
| That is 40% above the national average net price. |
| Total cost | $26,907.00 |
| − Grants and scholarships | −$8,937.00 |
| Net price | $17,970.00 |
| That is 7% below the national average net price. |
| Total cost | $26,907.00 |
| − Grants and scholarships | −$20,424.00 |
| Net price | $6,483.00 |
| That is 66% below the national average net price. |
| Tuition and fees | $20,130.00 |
| + Room, board & other expenses | $12,297.00 |
| Total cost | $32,427.00 |
| That is 68% above the national average net price. |
| Total cost | $32,427.00 |
| − Grants and scholarships | −$8,937.00 |
| Net price | $23,490.00 |
| That is 22% above the national average net price. |
| Total cost | $32,427.00 |
| − Grants and scholarships | −$20,424.00 |
| Net price | $12,003.00 |
| That is 38% below the national average net price. | |
| Explore each piece on the tuition & fees page plus living costs. |
Costs have trended upward in recent years at about 1.7% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $6,592.00 | $18,272.00 | $27,359.00 |
| Senior year | $6,930.00 | $19,209.00 | $28,763.00 |
| Total 4-year net price | $27,041.00 | $74,953.00 | $112,229.00 |
| 10-year loan interest @ 6.8% | $10,301.00 | $28,554.00 | $42,755.00 |
| Total monthly payment | $311.00 | $863.00 | $1,292.00 |
| Total amount paid | $37,342.00 | $103,507.00 | $154,984.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $6,592.00 | $18,272.00 | $27,359.00 |
| Senior year | $6,703.00 | $18,579.00 | $27,819.00 |
| Total 2-year net price | $13,295.00 | $36,852.00 | $55,179.00 |
| 10-year loan interest @ 6.8% | $5,065.00 | $14,039.00 | $21,021.00 |
| Total monthly payment | $153.00 | $424.00 | $635.00 |
| Total amount paid | $18,360.00 | $50,891.00 | $76,200.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $12,205.00 | $23,885.00 | $32,972.00 |
| Senior year | $12,831.00 | $25,110.00 | $34,664.00 |
| Total 4-year net price | $50,065.00 | $97,977.00 | $135,253.00 |
| 10-year loan interest @ 6.8% | $19,073.00 | $37,326.00 | $51,527.00 |
| Total monthly payment | $576.00 | $1,128.00 | $1,556.00 |
| Total amount paid | $69,137.00 | $135,302.00 | $186,780.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $12,205.00 | $23,885.00 | $32,972.00 |
| Senior year | $12,410.00 | $24,287.00 | $33,527.00 |
| Total 2-year net price | $24,615.00 | $48,172.00 | $66,499.00 |
| 10-year loan interest @ 6.8% | $9,377.00 | $18,352.00 | $25,334.00 |
| Total monthly payment | $283.00 | $554.00 | $765.00 |
| Total amount paid | $33,992.00 | $66,523.00 | $91,833.00 |
Jump to the net-price detail in the net price section below.
Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $18,743.00 |
| Average net price (off-campus) | $18,464.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,393.00 |
| $30,000 to $48,000 | $7,919.00 |
| $48,001 to $75,000 | $11,619.00 |
| $75,001 to $110,000 | $18,262.00 |
| Over $110,000 | $24,658.00 |
Run your own numbers with the University of Minnesota-Duluth Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the financial aid page.
The typical debt load for borrowers leaving University of Minnesota-Duluth is $16,000.00, categorized as a Low ($10-20k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $6,500.00 |
| Median (50th) | $16,000.00 |
| 75th | $27,000.00 |
| 90th | $31,551.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,049.00 |
| Middle income | $15,000.00 |
| High income | $17,500.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,750.00 |
| Continuing-generation students | $16,750.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at University of Minnesota-Duluth amounts to $1,500.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for University of Minnesota-Duluth is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.6% |
To give some context for these rates, Stafford loans disbursed at University of Minnesota-Duluth come to $626,378,823.00 covering 32,981 disbursements.
Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 90 |
| Avg GI Bill amount | $10,586.00 |
| DoD Tuition Assistance recipients | 35 |
| Avg DoD Tuition Assistance | $3,282.00 |
Read more about military and veteran aid on the veterans benefits detail.
The data above is a foundation; round it out by asking yourself about University of Minnesota-Duluth, think through the questions below:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.