by our College Data Analytics TeamThis guide covers the real cost of attending University of Mississippi, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Use the section links below to navigate this overview:
The total cost of attendance at University of Mississippi ranged from $27,692.00 to $46,520.00 based on in-state versus out-of-state status.
In-state students paid the lower published figure, while out-of-state students faced the higher one: close to $27,692.00 in-state against $46,520.00 for non-residents.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $9,772.00 |
| + Room, board & other expenses | $17,920.00 |
| Total cost | $27,692.00 |
| That is 44% above the national average net price. |
| Total cost | $27,692.00 |
| − Grants and scholarships | −$15,346.00 |
| Net price | $12,346.00 |
| That is 36% below the national average net price. |
| Total cost | $27,692.00 |
| − Grants and scholarships | −$19,715.00 |
| Net price | $7,977.00 |
| That is 59% below the national average net price. |
| Tuition and fees | $28,600.00 |
| + Room, board & other expenses | $17,920.00 |
| Total cost | $46,520.00 |
| That is 142% above the national average net price. |
| Total cost | $46,520.00 |
| − Grants and scholarships | −$15,346.00 |
| Net price | $31,174.00 |
| That is 62% above the national average net price. |
| Total cost | $46,520.00 |
| − Grants and scholarships | −$19,715.00 |
| Net price | $26,805.00 |
| That is 39% above the national average net price. | |
| Explore each piece on tuition and fees and living costs. |
Costs have trended upward in recent years at a recent average of 3.4% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $8,248.00 | $12,765.00 | $28,632.00 |
| Senior year | $9,117.00 | $14,110.00 | $31,649.00 |
| Total 4-year net price | $34,710.00 | $53,721.00 | $120,496.00 |
| 10-year loan interest @ 6.8% | $13,223.00 | $20,466.00 | $45,905.00 |
| Total monthly payment | $399.00 | $618.00 | $1,387.00 |
| Total amount paid | $47,934.00 | $74,187.00 | $166,401.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $8,248.00 | $12,765.00 | $28,632.00 |
| Senior year | $8,528.00 | $13,199.00 | $29,605.00 |
| Total 2-year net price | $16,776.00 | $25,964.00 | $58,237.00 |
| 10-year loan interest @ 6.8% | $6,391.00 | $9,891.00 | $22,186.00 |
| Total monthly payment | $193.00 | $299.00 | $670.00 |
| Total amount paid | $23,167.00 | $35,855.00 | $80,423.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $27,715.00 | $32,233.00 | $48,100.00 |
| Senior year | $30,635.00 | $35,629.00 | $53,168.00 |
| Total 4-year net price | $116,636.00 | $135,647.00 | $202,422.00 |
| 10-year loan interest @ 6.8% | $44,434.00 | $51,677.00 | $77,116.00 |
| Total monthly payment | $1,342.00 | $1,561.00 | $2,329.00 |
| Total amount paid | $161,071.00 | $187,324.00 | $279,538.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $27,715.00 | $32,233.00 | $48,100.00 |
| Senior year | $28,656.00 | $33,327.00 | $49,733.00 |
| Total 2-year net price | $56,372.00 | $65,560.00 | $97,833.00 |
| 10-year loan interest @ 6.8% | $21,476.00 | $24,976.00 | $37,271.00 |
| Total monthly payment | $649.00 | $754.00 | $1,126.00 |
| Total amount paid | $77,847.00 | $90,535.00 | $135,103.00 |
Read more in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $13,314.00 |
| Average net price (off-campus) | $13,164.00 |
The real cost varies by income because need-based aid scales with financial need. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,030.00 |
| $30,000 to $48,000 | $9,213.00 |
| $48,001 to $75,000 | $15,525.00 |
| $75,001 to $110,000 | $19,319.00 |
| Over $110,000 | $20,769.00 |
Run your own numbers with the University of Mississippi Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
Typical debt at graduation from University of Mississippi works out to $15,250.00, categorized as a Low ($10-20k) debt-burden bucket.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $6,500.00 |
| Median (50th) | $15,250.00 |
| 75th | $25,500.00 |
| 90th | $32,986.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Dig deeper into debt on the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $16,500.00 |
| Middle income | $15,000.00 |
| High income | $15,000.00 |
Borrowers from lower-income families leave school with $1,500.00 more debt than high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,088.00 |
| Continuing-generation students | $15,750.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt difference between Pell-eligible and non-Pell graduates of University of Mississippi stands at $2,250.00. This school carries a federal Pell-debt-inequity flag.
The default-rate classification at University of Mississippi is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.7% |
For context on the loan portfolio, Stafford disbursements at University of Mississippi come to $1,519,472,078.00 spread across 54,878 loan recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 408 |
| Avg GI Bill amount | $8,095.00 |
| DoD Tuition Assistance recipients | 31 |
| Avg DoD Tuition Assistance | $3,556.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
The figures above are a starting point — as you weigh University of Mississippi, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.