by our College Data Analytics TeamMany students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at University of Missouri-Kansas City can sound overwhelming, but bear in mind that many students get some type of financial aid.
Just what financial aid solutions can UMKC deliver, and just what are you going to be eligible for? Keep reading for answers. Scroll down to learn what amount of financial assistance will be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Continue reading to find information to help you understand just how much assistance you can expect to receive from University of Missouri-Kansas City.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
At University of Missouri-Kansas City, 98% of first-time, full-time freshmen received some form of financial aid roughly 1211 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 94% | $10,982 |
| Institutional grants & scholarships | 91% | $6,908 |
| Federal Pell grants | 45% | $6,064 |
| State/local grants | 43% | $2,670 |
| Federal student loans | 36% | $5,089 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At UMKC, about 55% of the undergraduate population received grant aid that averaged $11,214 (across approximately 5632 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 55% | $11,214 |
| Federal Pell grants | 26% | $5,772 |
| Federal student loans | 24% | $8,887 |
Title-IV recipients living on campus saw average grant aid of $12,010.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,348 |
| $30,001 – $75,000 | $10,608 |
| Over $75,000 | $19,809 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $13,310 |
| Off-campus title-IV students | $12,837 |
For a personalized estimate based on your family’s financial situation, use UMKC’s official net price calculator: finaid.umkc.edu/affordability/net-price-calculator.html.
The middle student in the debt distribution at UMKC owes $14,835 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,835 |
| Median federal debt (graduates only) | $18,750 |
| Typical 10-year monthly payment (graduates) | $198.78/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The figures below chart the debt distribution at UMKC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,504 |
| 25th percentile | $6,500 |
| 75th percentile | $26,200 |
| 90th percentile (highest-debt students) | $38,000 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $16,750 |
| Middle income | $14,000 |
| High income | $14,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,000 |
| Continuing-generation students | $13,900 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $13,511 |
| Independent students | $18,750 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. UMKC.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The annual Stafford volume below reflects program activity at UMKC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 44607 |
| Total Stafford loan amount | $1,562,733,072 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 263 |
| Total GI Bill amount | $2,750,738 |
| Average GI Bill amount per recipient | $10,459 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 22 |
| Total DoD amount | $63,796 |
| Average DoD amount per recipient | $2,900 |
References
More about our data sources and methodologies.