by our College Data Analytics TeamThis guide covers the real cost of attending University of Missouri-St Louis, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the section links below to navigate this overview:
The total cost of attendance at University of Missouri-St Louis came in between $27,442.00 and $48,442.00 based on in-state versus out-of-state status.
In-state students paid the lower published figure, while out-of-state students faced the higher one: roughly $27,442.00 in-state versus $48,442.00 out-of-state.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $14,112.00 |
| + Room, board & other expenses | $13,330.00 |
| Total cost | $27,442.00 |
| That is 43% above the national average net price. |
| Total cost | $27,442.00 |
| − Grants and scholarships | −$16,128.00 |
| Net price | $11,314.00 |
| That is 41% below the national average net price. |
| Total cost | $27,442.00 |
| − Grants and scholarships | −$18,168.00 |
| Net price | $9,274.00 |
| That is 52% below the national average net price. |
| Tuition and fees | $35,112.00 |
| + Room, board & other expenses | $13,330.00 |
| Total cost | $48,442.00 |
| That is 152% above the national average net price. |
| Total cost | $48,442.00 |
| − Grants and scholarships | −$16,128.00 |
| Net price | $32,314.00 |
| That is 68% above the national average net price. |
| Total cost | $48,442.00 |
| − Grants and scholarships | −$18,168.00 |
| Net price | $30,274.00 |
| That is 57% above the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and room and board. |
Costs have trended upward in recent years at a recent average of 7.2% annually, so the projections below total more than one year of attendance. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 7.2% | 7.2% | 7.2% |
| Freshman year | $9,942.00 | $12,129.00 | $29,420.00 |
| Senior year | $12,250.00 | $14,945.00 | $36,249.00 |
| Total 4-year net price | $44,278.00 | $54,018.00 | $131,021.00 |
| 10-year loan interest @ 6.8% | $16,868.00 | $20,579.00 | $49,914.00 |
| Total monthly payment | $510.00 | $622.00 | $1,508.00 |
| Total amount paid | $61,147.00 | $74,597.00 | $180,935.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 7.2% | 7.2% | 7.2% |
| Freshman year | $9,942.00 | $12,129.00 | $29,420.00 |
| Senior year | $10,659.00 | $13,003.00 | $31,540.00 |
| Total 2-year net price | $20,601.00 | $25,133.00 | $60,959.00 |
| 10-year loan interest @ 6.8% | $7,848.00 | $9,575.00 | $23,223.00 |
| Total monthly payment | $237.00 | $289.00 | $702.00 |
| Total amount paid | $28,449.00 | $34,707.00 | $84,182.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 7.2% | 7.2% | 7.2% |
| Freshman year | $32,456.00 | $34,643.00 | $51,933.00 |
| Senior year | $39,990.00 | $42,685.00 | $63,989.00 |
| Total 4-year net price | $144,542.00 | $154,282.00 | $231,284.00 |
| 10-year loan interest @ 6.8% | $55,065.00 | $58,776.00 | $88,111.00 |
| Total monthly payment | $1,663.00 | $1,775.00 | $2,662.00 |
| Total amount paid | $199,607.00 | $213,058.00 | $319,395.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 7.2% | 7.2% | 7.2% |
| Freshman year | $32,456.00 | $34,643.00 | $51,933.00 |
| Senior year | $34,794.00 | $37,139.00 | $55,675.00 |
| Total 2-year net price | $67,250.00 | $71,782.00 | $107,608.00 |
| 10-year loan interest @ 6.8% | $25,620.00 | $27,346.00 | $40,995.00 |
| Total monthly payment | $774.00 | $826.00 | $1,238.00 |
| Total amount paid | $92,870.00 | $99,128.00 | $148,603.00 |
See the full net-price breakdown in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $15,071.00 |
| Average net price (off-campus) | $12,401.00 |
The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,019.00 |
| $30,000 to $48,000 | $9,080.00 |
| $48,001 to $75,000 | $12,980.00 |
| $75,001 to $110,000 | $19,284.00 |
| Over $110,000 | $18,260.00 |
Estimate your specific net price using the school’s University of Missouri-St Louis Net Price Calculator, or visit the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
Median graduate debt at University of Missouri-St Louis works out to $16,500.00, categorized as a Low ($10-20k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,100.00 |
| 25th | $8,000.00 |
| Median (50th) | $16,500.00 |
| 75th | $27,875.00 |
| 90th | $40,278.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Dig deeper into debt on the student loan debt detail.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,987.00 |
| Middle income | $16,500.00 |
| High income | $14,582.00 |
Low-income graduates carry $4,405.00 more debt than high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $17,000.00 |
| Continuing-generation students | $15,320.00 |
First-generation borrowers from University of Missouri-St Louis carry $1,680.00 more than continuing-generation graduates.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt difference between Pell-eligible and non-Pell graduates of University of Missouri-St Louis amounts to $5,199.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate classification for University of Missouri-St Louis is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.8% |
For context on the loan portfolio, Stafford disbursements at University of Missouri-St Louis come to $1,200,149,149.00 covering 43,551 borrowers.
Veterans and active-duty students can access dedicated federal education aid including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 161 |
| Avg GI Bill amount | $9,707.00 |
| DoD Tuition Assistance recipients | 29 |
| Avg DoD Tuition Assistance | $2,797.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The figures above are a starting point — as you weigh University of Missouri-St Louis, the questions below are worth your time:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.