by our College Data Analytics TeamThis guide covers the real cost of attending University of Nebraska at Kearney, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
If you want to dig into a particular figure, jump to any section below:
The total cost of attendance at University of Nebraska at Kearney came in between $24,452.00 through $31,060.00 depending on your residency status.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: about $24,452.00 in-state against $31,060.00 out of state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $8,676.00 |
| + Room, board & other expenses | $15,776.00 |
| Total cost | $24,452.00 |
| That is 27% above the national average net price. |
| Total cost | $24,452.00 |
| − Grants and scholarships | −$9,566.00 |
| Net price | $14,886.00 |
| That is 23% below the national average net price. |
| Total cost | $24,452.00 |
| − Grants and scholarships | −$12,742.00 |
| Net price | $11,710.00 |
| That is 39% below the national average net price. |
| Tuition and fees | $15,284.00 |
| + Room, board & other expenses | $15,776.00 |
| Total cost | $31,060.00 |
| That is 61% above the national average net price. |
| Total cost | $31,060.00 |
| − Grants and scholarships | −$9,566.00 |
| Net price | $21,494.00 |
| That is 12% above the national average net price. |
| Total cost | $31,060.00 |
| − Grants and scholarships | −$12,742.00 |
| Net price | $18,318.00 |
| That is 5% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus room and board. |
Published costs have climbed year over year by around 2.5% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.5% | 2.5% | 2.5% |
| Freshman year | $12,001.00 | $15,255.00 | $25,059.00 |
| Senior year | $12,916.00 | $16,420.00 | $26,971.00 |
| Total 4-year net price | $49,819.00 | $63,331.00 | $104,028.00 |
| 10-year loan interest @ 6.8% | $18,979.00 | $24,127.00 | $39,631.00 |
| Total monthly payment | $573.00 | $729.00 | $1,197.00 |
| Total amount paid | $68,798.00 | $87,458.00 | $143,659.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.5% | 2.5% | 2.5% |
| Freshman year | $12,001.00 | $15,255.00 | $25,059.00 |
| Senior year | $12,298.00 | $15,634.00 | $25,681.00 |
| Total 2-year net price | $24,299.00 | $30,889.00 | $50,739.00 |
| 10-year loan interest @ 6.8% | $9,257.00 | $11,768.00 | $19,330.00 |
| Total monthly payment | $280.00 | $355.00 | $584.00 |
| Total amount paid | $33,556.00 | $42,657.00 | $70,069.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.5% | 2.5% | 2.5% |
| Freshman year | $18,773.00 | $22,027.00 | $31,831.00 |
| Senior year | $20,205.00 | $23,708.00 | $34,260.00 |
| Total 4-year net price | $77,932.00 | $91,444.00 | $132,141.00 |
| 10-year loan interest @ 6.8% | $29,689.00 | $34,837.00 | $50,341.00 |
| Total monthly payment | $897.00 | $1,052.00 | $1,521.00 |
| Total amount paid | $107,621.00 | $126,281.00 | $182,482.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.5% | 2.5% | 2.5% |
| Freshman year | $18,773.00 | $22,027.00 | $31,831.00 |
| Senior year | $19,238.00 | $22,574.00 | $32,621.00 |
| Total 2-year net price | $38,011.00 | $44,601.00 | $64,451.00 |
| 10-year loan interest @ 6.8% | $14,481.00 | $16,992.00 | $24,554.00 |
| Total monthly payment | $437.00 | $513.00 | $742.00 |
| Total amount paid | $52,492.00 | $61,593.00 | $89,005.00 |
Read more in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $16,242.00 |
| Average net price (off-campus) | $16,488.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,187.00 |
| $30,000 to $48,000 | $13,627.00 |
| $48,001 to $75,000 | $14,549.00 |
| $75,001 to $110,000 | $18,575.00 |
| Over $110,000 | $20,731.00 |
Get a tailored estimate from the University of Nebraska at Kearney Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The median graduating debt at University of Nebraska at Kearney amounts to $13,070.00, placing the school in the Low ($10-20k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $13,070.00 |
| 75th | $24,500.00 |
| 90th | $31,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student loan debt detail.
Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,350.00 |
| Middle income | $12,000.00 |
| High income | $14,230.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,000.00 |
| Continuing-generation students | $13,500.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The gap between Pell-eligible and non-Pell median debt at University of Nebraska at Kearney works out to $1,885.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The Department of Education default-rate tier for University of Nebraska at Kearney is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.5% |
To give some context for these rates, Stafford loans disbursed at University of Nebraska at Kearney come to $343,161,894.00 across 18,913 borrowers.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 67 |
| Avg GI Bill amount | $5,085.00 |
| DoD Tuition Assistance recipients | 30 |
| Avg DoD Tuition Assistance | $2,880.00 |
Read more about military and veteran aid on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh University of Nebraska at Kearney, think through the questions below:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.