by our College Data Analytics TeamBelow is the data on what it actually costs to attend University of Nebraska at Omaha, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The full cost of attending University of Nebraska at Omaha came in between $20,446.00 ranging to $34,934.00 across residency tiers.
Where you live mattered — in-state students paid less than out-of-state students: roughly $20,446.00 in-state against $34,934.00 for non-residents.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $8,718.00 |
| + Room, board & other expenses | $11,728.00 |
| Total cost | $20,446.00 |
| That is 6% above the national average net price. |
| Total cost | $20,446.00 |
| − Grants and scholarships | −$7,679.00 |
| Net price | $12,767.00 |
| That is 34% below the national average net price. |
| Total cost | $20,446.00 |
| − Grants and scholarships | −$10,586.00 |
| Net price | $9,860.00 |
| That is 49% below the national average net price. |
| Tuition and fees | $23,206.00 |
| + Room, board & other expenses | $11,728.00 |
| Total cost | $34,934.00 |
| That is 81% above the national average net price. |
| Total cost | $34,934.00 |
| − Grants and scholarships | −$7,679.00 |
| Net price | $27,255.00 |
| That is 42% above the national average net price. |
| Total cost | $34,934.00 |
| − Grants and scholarships | −$10,586.00 |
| Net price | $24,348.00 |
| That is 26% above the national average net price. | |
| For the full breakdown, see tuition and fees plus room and board. |
Published costs have climbed year over year by roughly 2.2% per year, so the four-year total runs well above today’s cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $10,082.00 | $13,054.00 | $20,905.00 |
| Senior year | $10,776.00 | $13,954.00 | $22,346.00 |
| Total 4-year net price | $41,705.00 | $54,001.00 | $86,482.00 |
| 10-year loan interest @ 6.8% | $15,888.00 | $20,573.00 | $32,946.00 |
| Total monthly payment | $480.00 | $621.00 | $995.00 |
| Total amount paid | $57,594.00 | $74,574.00 | $119,428.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $10,082.00 | $13,054.00 | $20,905.00 |
| Senior year | $10,308.00 | $13,347.00 | $21,375.00 |
| Total 2-year net price | $20,390.00 | $26,401.00 | $42,280.00 |
| 10-year loan interest @ 6.8% | $7,768.00 | $10,058.00 | $16,107.00 |
| Total monthly payment | $235.00 | $304.00 | $487.00 |
| Total amount paid | $28,157.00 | $36,459.00 | $58,388.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $24,895.00 | $27,867.00 | $35,719.00 |
| Senior year | $26,611.00 | $29,788.00 | $38,181.00 |
| Total 4-year net price | $102,986.00 | $115,282.00 | $147,762.00 |
| 10-year loan interest @ 6.8% | $39,234.00 | $43,918.00 | $56,292.00 |
| Total monthly payment | $1,185.00 | $1,327.00 | $1,700.00 |
| Total amount paid | $142,220.00 | $159,200.00 | $204,055.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $24,895.00 | $27,867.00 | $35,719.00 |
| Senior year | $25,454.00 | $28,493.00 | $36,521.00 |
| Total 2-year net price | $50,349.00 | $56,361.00 | $72,240.00 |
| 10-year loan interest @ 6.8% | $19,181.00 | $21,471.00 | $27,521.00 |
| Total monthly payment | $579.00 | $649.00 | $831.00 |
| Total amount paid | $69,531.00 | $77,832.00 | $99,761.00 |
For the complete net-price picture, see the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $13,441.00 |
| Average net price (off-campus) | $12,791.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,908.00 |
| $30,000 to $48,000 | $10,689.00 |
| $48,001 to $75,000 | $12,407.00 |
| $75,001 to $110,000 | $15,900.00 |
| Over $110,000 | $17,566.00 |
Get a tailored estimate from the University of Nebraska at Omaha Net Price Calculator, or check with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
Typical debt at graduation from University of Nebraska at Omaha amounts to $12,750.00, landing it in the Low ($10-20k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $12,750.00 |
| 75th | $23,949.00 |
| 90th | $32,643.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student-loan-debt breakdown.
Debt outcomes vary substantially with family income. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,500.00 |
| Middle income | $12,308.00 |
| High income | $13,500.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,591.00 |
| Continuing-generation students | $13,000.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell vs non-Pell debt gap at University of Nebraska at Omaha amounts to $1,820.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate tier for University of Nebraska at Omaha is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.2% |
To put the rates in context, Stafford loans at University of Nebraska at Omaha add up to $811,417,606.00 covering 40,475 disbursements.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 408 |
| Avg GI Bill amount | $6,756.00 |
| DoD Tuition Assistance recipients | 210 |
| Avg DoD Tuition Assistance | $2,944.00 |
Read more about military and veteran aid on the veterans benefits detail.
The data above is a foundation; round it out by asking yourself about University of Nebraska at Omaha, a few questions are worth asking:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.