by our College Data Analytics TeamBelow is the data on what it actually costs to attend University of Nevada-Reno, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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Cost of attendance at University of Nevada-Reno ranged from $24,702.00 ranging to $42,844.00 depending on your residency status.
Where you live mattered — in-state students paid less than out-of-state students: close to $24,702.00 for in-state students versus $42,844.00 out-of-state.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $9,578.00 |
| + Room, board & other expenses | $15,124.00 |
| Total cost | $24,702.00 |
| That is 28% above the national average net price. |
| Total cost | $24,702.00 |
| − Grants and scholarships | −$9,859.00 |
| Net price | $14,843.00 |
| That is 23% below the national average net price. |
| Total cost | $24,702.00 |
| − Grants and scholarships | −$13,112.00 |
| Net price | $11,590.00 |
| That is 40% below the national average net price. |
| Tuition and fees | $27,720.00 |
| + Room, board & other expenses | $15,124.00 |
| Total cost | $42,844.00 |
| That is 123% above the national average net price. |
| Total cost | $42,844.00 |
| − Grants and scholarships | −$9,859.00 |
| Net price | $32,985.00 |
| That is 71% above the national average net price. |
| Total cost | $42,844.00 |
| − Grants and scholarships | −$13,112.00 |
| Net price | $29,732.00 |
| That is 54% above the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus room and board. |
Costs have trended upward in recent years at about 4.0% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.0% | 4.0% | 4.0% |
| Freshman year | $12,050.00 | $15,432.00 | $25,682.00 |
| Senior year | $13,542.00 | $17,342.00 | $28,862.00 |
| Total 4-year net price | $51,144.00 | $65,499.00 | $109,005.00 |
| 10-year loan interest @ 6.8% | $19,484.00 | $24,953.00 | $41,527.00 |
| Total monthly payment | $589.00 | $754.00 | $1,254.00 |
| Total amount paid | $70,628.00 | $90,452.00 | $150,532.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.0% | 4.0% | 4.0% |
| Freshman year | $12,050.00 | $15,432.00 | $25,682.00 |
| Senior year | $12,528.00 | $16,044.00 | $26,701.00 |
| Total 2-year net price | $24,578.00 | $31,476.00 | $52,383.00 |
| 10-year loan interest @ 6.8% | $9,363.00 | $11,991.00 | $19,956.00 |
| Total monthly payment | $283.00 | $362.00 | $603.00 |
| Total amount paid | $33,941.00 | $43,467.00 | $72,339.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.0% | 4.0% | 4.0% |
| Freshman year | $30,912.00 | $34,294.00 | $44,544.00 |
| Senior year | $34,739.00 | $38,539.00 | $50,059.00 |
| Total 4-year net price | $131,201.00 | $145,556.00 | $189,062.00 |
| 10-year loan interest @ 6.8% | $49,983.00 | $55,452.00 | $72,026.00 |
| Total monthly payment | $1,510.00 | $1,675.00 | $2,176.00 |
| Total amount paid | $181,184.00 | $201,008.00 | $261,088.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.0% | 4.0% | 4.0% |
| Freshman year | $30,912.00 | $34,294.00 | $44,544.00 |
| Senior year | $32,138.00 | $35,654.00 | $46,311.00 |
| Total 2-year net price | $63,050.00 | $69,948.00 | $90,855.00 |
| 10-year loan interest @ 6.8% | $24,020.00 | $26,648.00 | $34,612.00 |
| Total monthly payment | $726.00 | $805.00 | $1,046.00 |
| Total amount paid | $87,069.00 | $96,596.00 | $125,467.00 |
Jump to the net-price detail in the net price section below.
Net price strips out grant and scholarship aid to show what families really pay. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $15,927.00 |
| Average net price (off-campus) | $15,402.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,126.00 |
| $30,000 to $48,000 | $12,482.00 |
| $48,001 to $75,000 | $15,116.00 |
| $75,001 to $110,000 | $18,042.00 |
| Over $110,000 | $20,739.00 |
Estimate your specific net price using the school’s University of Nevada-Reno Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the financial aid page.
Typical debt at graduation from University of Nevada-Reno amounts to $13,000.00, landing it in the Low ($10-20k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $13,000.00 |
| 75th | $23,046.00 |
| 90th | $31,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student loan debt page.
Debt at graduation is far from uniform across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,000.00 |
| Middle income | $12,500.00 |
| High income | $13,314.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,863.00 |
| Continuing-generation students | $13,000.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of University of Nevada-Reno comes to $1,750.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate classification for University of Nevada-Reno is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.6% |
To put the rates in context, Stafford loans at University of Nevada-Reno add up to $800,408,813.00 over 36,579 loan recipients.
Veterans and active-duty students can access dedicated federal education aid including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 526 |
| Avg GI Bill amount | $5,206.00 |
| DoD Tuition Assistance recipients | 21 |
| Avg DoD Tuition Assistance | $3,737.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh University of Nevada-Reno, the questions below are worth your time:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.