Many students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to University of New Hampshire-Main Campus can seem overpowering, but remember that the majority of students are given some form of financial assistance.
What financial assistance options will UNH offer, and what will you qualify for? Read on for more information. Keep reading to see just how much financial aid could be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Use the information below to understand how much financial assistance you may get from University of New Hampshire-Main Campus.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. However, some types of aid are more desirable than others, and some students will receive more than others.
At University of New Hampshire-Main Campus, 97% of entering full-time freshmen got some type of financial assistance some 2538 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 96% | $14,364 |
| Institutional grants & scholarships | 96% | $12,991 |
| Federal Pell grants | 19% | $5,032 |
| State/local grants | 9% | $1,536 |
| Federal student loans | 56% | $5,260 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At UNH, approximately 86% of undergraduate students received gift aid averaging $13,856 (across roughly 9761 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 86% | $13,856 |
| Federal Pell grants | 18% | $5,095 |
| Federal student loans | 57% | $6,539 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $11,732.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $16,193 |
| $30,001 – $75,000 | $18,308 |
| Over $75,000 | $26,458 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $23,805 |
| Off-campus title-IV students | $23,261 |
For a customized cost estimate, visit UNH’s online cost calculator: app.meadowfi.com/unh.
The median federal debt load at UNH comes to $22,498 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $22,498 |
| Median federal debt (graduates only) | $26,814 |
| Typical 10-year monthly payment (graduates) | $284.27/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The percentiles below describe the cumulative federal debt distribution for borrowers at UNH.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $12,000 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $31,000 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $22,704 |
| Middle income | $22,997 |
| High income | $21,801 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $22,580 |
| Continuing-generation students | $22,125 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $22,542 |
| Independent students | $20,200 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. UNH.
Stafford loans make up the bulk of federal direct lending to undergraduates. These figures summarize annual Stafford program activity at UNH:
| Metric | Value |
|---|---|
| Stafford loan recipients | 46720 |
| Total Stafford loan amount | $956,922,760 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 210 |
| Total GI Bill amount | $3,099,086 |
| Average GI Bill amount per recipient | $14,758 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 48 |
| Total DoD amount | $215,500 |
| Average DoD amount per recipient | $4,490 |
References
More about our data sources and methodologies.