by our College Data Analytics TeamA large number of students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to University of New Mexico-Los Alamos Campus can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
What financial aid options can UNM Los Alamos offer, and what will you qualify for? Keep reading for more information. Read on to discover how much school funding could be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Continue reading to find information to help you understand just how much assistance you can expect to receive from University of New Mexico-Los Alamos Campus.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For incoming first-year students at University of New Mexico-Los Alamos Campus, 100% of the incoming full-time class was awarded financial aid roughly 32 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $4,276 |
| Institutional grants & scholarships | 9% | $915 |
| Federal Pell grants | 34% | $5,882 |
| State/local grants | 94% | $2,313 |
| Federal student loans | 0% | — |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At UNM Los Alamos, some 39% of undergrads got grants or scholarships worth on average $3,968 (among about 145 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 39% | $3,968 |
| Federal Pell grants | 15% | $5,674 |
| Federal student loans | 14% | $477 |
On-campus students receiving title-IV aid were awarded grants averaging $4,313.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,023 |
| $30,001 – $75,000 | $10,185 |
| Over $75,000 | $14,405 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $13,470 |
| Off-campus title-IV students | $10,050 |
For a customized cost estimate, visit UNM Los Alamos’s online cost calculator: npc.collegeboard.org/student/app/unm.
The middle student in the debt distribution at UNM Los Alamos owes $13,698 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $13,698 |
| Median federal debt (graduates only) | $18,450 |
| Typical 10-year monthly payment (graduates) | $195.6/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
A single median figure conceals how much debt outcomes differ student to student. The four reference points below map the debt distribution at UNM Los Alamos.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $25,000 |
| 90th percentile (highest-debt students) | $36,820 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $14,250 |
| Middle income | $13,238 |
| High income | $13,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,750 |
| Continuing-generation students | $13,097 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $18,000 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. UNM Los Alamos.
Stafford loans make up the bulk of federal direct lending to undergraduates. The totals below capture Stafford lending at UNM Los Alamos:
| Metric | Value |
|---|---|
| Stafford loan recipients | 68618 |
| Total Stafford loan amount | $1,893,702,125 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 4 |
| Total GI Bill amount | $3,075 |
| Average GI Bill amount per recipient | $769 |
References
More about our data sources and methodologies.