by our College Data Analytics TeamThe majority of students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to University of New Mexico-Taos Campus can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financing solutions does UNM Taos provide, and just what are you going to be eligible for? Keep scrolling for answers. Scroll down to learn just how much financial aid will be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Read on to get a sense of the financial assistance available at University of New Mexico-Taos Campus.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. However, some types of aid are more desirable than others, and some students will receive more than others.
Looking at the entering class at University of New Mexico-Taos Campus, 98% of the incoming full-time class was awarded financial aid (about 52 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 98% | $7,312 |
| Institutional grants & scholarships | 23% | $1,922 |
| Federal Pell grants | 83% | $6,010 |
| State/local grants | 96% | $1,818 |
| Federal student loans | 8% | $6,317 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Here, around 40% of undergraduates were awarded grant or scholarship aid averaging $6,616 (across roughly 312 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 40% | $6,616 |
| Federal Pell grants | 29% | $5,838 |
| Federal student loans | 13% | $1,863 |
For students living on campus and receiving title-IV aid, grants averaged $7,063.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,712 |
| $30,001 – $75,000 | $11,590 |
| Over $75,000 | $16,135 |
Remember these are net prices — what families pay after gift aid, not before.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $9,165 |
| Off-campus title-IV students | $10,385 |
For a customized cost estimate, visit UNM Taos’s net price calculator: npc.collegeboard.org/student/app/unm.
The median student at UNM Taos graduates with $13,698 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $13,698 |
| Median federal debt (graduates only) | $18,450 |
| Typical 10-year monthly payment (graduates) | $195.6/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
The median alone does not show how widely outcomes vary across the student body. These percentiles trace how cumulative federal debt is spread among borrowers at UNM Taos.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $25,000 |
| 90th percentile (highest-debt students) | $36,820 |
Median debt varies by family income, by first-generation status, and by dependency status.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $14,250 |
| Middle income | $13,238 |
| High income | $13,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,750 |
| Continuing-generation students | $13,097 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $18,000 |
A handful of calculated indicators summarize the debt outlook at UNM Taos.
Most undergraduate borrowing runs through the federal Stafford loan program. The totals below capture Stafford lending at UNM Taos:
| Metric | Value |
|---|---|
| Stafford loan recipients | 68618 |
| Total Stafford loan amount | $1,893,702,125 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 2 |
| Total GI Bill amount | $1,122 |
| Average GI Bill amount per recipient | $561 |
References
More about our data sources and methodologies.