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How Affordable Is University of New Mexico-Valencia County Campus?

Here is what you can expect to pay at University of New Mexico-Valencia County Campus, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$14,710.00 Cost of Attendance
$5,714.00 Avg Net Price
$13,698.00 Median Grad Debt

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How Much Does It Cost to Attend U of New Mexico-Valencia County Campus?

Cost of attendance at U of New Mexico-Valencia County Campus ranged from $14,710.00 and $17,962.00 depending on residency and living arrangement.

Where you live mattered — in-state students paid less than out-of-state students: about $14,710.00 in-state against $17,962.00 out of state.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

Sticker Cost for Residents (no aid)

Tuition and fees $1,878.00
+ Room, board & other expenses $12,832.00
Total cost $14,710.00
That is 24% below the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $14,710.00
− Grants and scholarships −$7,755.00
Net price $6,955.00
That is 64% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $14,710.00
− Grants and scholarships −$9,672.00
Net price $5,038.00
That is 74% below the national average net price.

Sticker Cost for Non-Residents (no aid)

Tuition and fees $5,130.00
+ Room, board & other expenses $12,832.00
Total cost $17,962.00
That is 7% below the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $17,962.00
− Grants and scholarships −$7,755.00
Net price $10,207.00
That is 47% below the national average net price.

Average Net Price for Low-Income Non-Residents

Total cost $17,962.00
− Grants and scholarships −$9,672.00
Net price $8,290.00
That is 57% below the national average net price.
For the full breakdown, see tuition and fees plus room and board.

Estimating the Total Cost of a Degree at U of New Mexico-Valencia County Campus

Below, a full degree is projected forward at today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $5,038.00 $6,955.00 $14,710.00
Senior year $5,038.00 $6,955.00 $14,710.00
Total 4-year net price $20,152.00 $27,820.00 $58,840.00
10-year loan interest @ 6.8% $7,677.00 $10,598.00 $22,416.00
Total monthly payment $232.00 $320.00 $677.00
Total amount paid $27,829.00 $38,418.00 $81,256.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $5,038.00 $6,955.00 $14,710.00
Senior year $5,038.00 $6,955.00 $14,710.00
Total 2-year net price $10,076.00 $13,910.00 $29,420.00
10-year loan interest @ 6.8% $3,839.00 $5,299.00 $11,208.00
Total monthly payment $116.00 $160.00 $339.00
Total amount paid $13,915.00 $19,209.00 $40,628.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $8,290.00 $10,207.00 $17,962.00
Senior year $8,290.00 $10,207.00 $17,962.00
Total 4-year net price $33,160.00 $40,828.00 $71,848.00
10-year loan interest @ 6.8% $12,633.00 $15,554.00 $27,371.00
Total monthly payment $382.00 $470.00 $827.00
Total amount paid $45,793.00 $56,382.00 $99,219.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $8,290.00 $10,207.00 $17,962.00
Senior year $8,290.00 $10,207.00 $17,962.00
Total 2-year net price $16,580.00 $20,414.00 $35,924.00
10-year loan interest @ 6.8% $6,316.00 $7,777.00 $13,686.00
Total monthly payment $191.00 $235.00 $413.00
Total amount paid $22,896.00 $28,191.00 $49,610.00
For the complete net-price picture, see the net price section below.

After-Aid Net Price at U of New Mexico-Valencia County Campus

Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $5,714.00
Average net price (off-campus) $9,014.00

The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $8,129.00
$30,000 to $48,000 $9,123.00
$48,001 to $75,000 $10,630.00
$75,001 to $110,000 $13,147.00

Run your own numbers with the University of New Mexico-Valencia County Campus Net Price Calculator, or check with the financial aid office.

Dig into how aid is awarded on the financial aid breakdown.

How Much Do Students Borrow at University of New Mexico-Valencia County Campus

Typical debt at graduation from U of New Mexico-Valencia County Campus is $13,698.00, which the Department of Education classifies as a Low ($10-20k) burden tier.

The percentile breakdown reveals the full debt landscape:

Percentile Debt at graduation
10th $2,750.00
25th $5,500.00
Median (50th) $13,698.00
75th $25,000.00
90th $36,820.00

The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.

For the full borrowing and repayment picture, see the student loan debt detail.

Debt Outcomes by Family Income at U of New Mexico-Valencia County Campus

Student debt at graduation is not evenly distributed across income levels. The breakdown below segments borrowers by family income at entry:

Family income Median debt at graduation
Low income $14,250.00
Middle income $13,238.00
High income $13,000.00

Low-income graduates carry $1,250.00 more than graduates from high-income families.

How Debt Varies by First-Generation Status at U of New Mexico-Valencia County Campus

Whether your parents attended college is associated with differences in median debt at graduation.

Student group Median debt at graduation
First-generation students $13,750.00
Continuing-generation students $13,097.00

First-generation borrowers from U of New Mexico-Valencia County Campus leave with $653.00 in additional median debt versus continuing-generation peers.

Debt and Pell Grant Eligibility at U of New Mexico-Valencia County Campus

Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.

The Pell-versus-non-Pell median debt difference at U of New Mexico-Valencia County Campus amounts to $2,860.00. The Department of Education flags this school for a Pell-debt-inequity pattern.

Default Rates and Repayment at U of New Mexico-Valencia County Campus

The federal default-rate classification for U of New Mexico-Valencia County Campus is Low (<5%).

Window Cohort default rate
2-year 9.9%

For scale, federal Stafford loan disbursements at U of New Mexico-Valencia County Campus reach $1,893,702,125.00 covering 68,618 borrowers.

Veteran Education Benefits at U of New Mexico-Valencia County Campus

Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 3
Avg GI Bill amount $820.00

For the full rundown of veteran and military benefits, see the veteran aid breakdown.

Questions Worth Asking

The data above is a foundation; round it out by asking yourself about U of New Mexico-Valencia County Campus, a few questions are worth asking:

Dig Deeper about U of New Mexico-Valencia County Campus

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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