by our College Data Analytics TeamThis overview lays out the cost of attending University of North Alabama, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Published attendance costs at University of North Alabama ranged from $22,086.00 ranging to $32,286.00 depending on whether you qualify for in-state rates.
Where you live mattered — in-state students paid less than out-of-state students: near $22,086.00 in-state against $32,286.00 for non-residents.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $12,120.00 |
| + Room, board & other expenses | $9,966.00 |
| Total cost | $22,086.00 |
| That is 15% above the national average net price. |
| Total cost | $22,086.00 |
| − Grants and scholarships | −$11,616.00 |
| Net price | $10,470.00 |
| That is 46% below the national average net price. |
| Total cost | $22,086.00 |
| − Grants and scholarships | −$14,045.00 |
| Net price | $8,041.00 |
| That is 58% below the national average net price. |
| Tuition and fees | $22,320.00 |
| + Room, board & other expenses | $9,966.00 |
| Total cost | $32,286.00 |
| That is 68% above the national average net price. |
| Total cost | $32,286.00 |
| − Grants and scholarships | −$11,616.00 |
| Net price | $20,670.00 |
| That is 7% above the national average net price. |
| Total cost | $32,286.00 |
| − Grants and scholarships | −$14,045.00 |
| Net price | $18,241.00 |
| That is 5% below the national average net price. | |
| For the full breakdown, see the tuition & fees page and living costs. |
Published costs have climbed year over year by around 3.4% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $8,312.00 | $10,823.00 | $22,831.00 |
| Senior year | $9,182.00 | $11,955.00 | $25,219.00 |
| Total 4-year net price | $34,968.00 | $45,531.00 | $96,046.00 |
| 10-year loan interest @ 6.8% | $13,322.00 | $17,346.00 | $36,590.00 |
| Total monthly payment | $402.00 | $524.00 | $1,105.00 |
| Total amount paid | $48,290.00 | $62,877.00 | $132,636.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $8,312.00 | $10,823.00 | $22,831.00 |
| Senior year | $8,592.00 | $11,188.00 | $23,600.00 |
| Total 2-year net price | $16,905.00 | $22,011.00 | $46,431.00 |
| 10-year loan interest @ 6.8% | $6,440.00 | $8,385.00 | $17,689.00 |
| Total monthly payment | $195.00 | $253.00 | $534.00 |
| Total amount paid | $23,345.00 | $30,396.00 | $64,120.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $18,856.00 | $21,367.00 | $33,375.00 |
| Senior year | $20,828.00 | $23,602.00 | $36,866.00 |
| Total 4-year net price | $79,325.00 | $89,888.00 | $140,403.00 |
| 10-year loan interest @ 6.8% | $30,220.00 | $34,244.00 | $53,489.00 |
| Total monthly payment | $913.00 | $1,034.00 | $1,616.00 |
| Total amount paid | $109,545.00 | $124,133.00 | $193,892.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $18,856.00 | $21,367.00 | $33,375.00 |
| Senior year | $19,492.00 | $22,087.00 | $34,500.00 |
| Total 2-year net price | $38,348.00 | $43,454.00 | $67,875.00 |
| 10-year loan interest @ 6.8% | $14,609.00 | $16,555.00 | $25,858.00 |
| Total monthly payment | $441.00 | $500.00 | $781.00 |
| Total amount paid | $52,957.00 | $60,009.00 | $93,732.00 |
Jump to the net-price detail in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $12,170.00 |
| Average net price (off-campus) | $11,024.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,309.00 |
| $30,000 to $48,000 | $7,613.00 |
| $48,001 to $75,000 | $11,901.00 |
| $75,001 to $110,000 | $14,907.00 |
| Over $110,000 | $14,273.00 |
Estimate your specific net price using the school’s University of North Alabama Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The typical debt load for borrowers leaving University of North Alabama stands at $15,781.00, landing it in the Low ($10-20k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,018.00 |
| 25th | $5,500.00 |
| Median (50th) | $15,781.00 |
| 75th | $25,000.00 |
| 90th | $33,944.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
For the full borrowing and repayment picture, see the student loan debt detail.
Debt outcomes vary substantially with family income. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $16,250.00 |
| Middle income | $15,000.00 |
| High income | $16,799.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,022.00 |
| Continuing-generation students | $15,000.00 |
First-generation graduates of University of North Alabama take on $1,022.00 more than continuing-generation graduates.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell vs non-Pell debt gap at University of North Alabama works out to $4,500.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The Department of Education default-rate tier for University of North Alabama is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 10.1% |
For a sense of scale, Stafford disbursements at University of North Alabama come to $456,300,865.00 across 22,478 disbursements.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 268 |
| Avg GI Bill amount | $7,561.00 |
| DoD Tuition Assistance recipients | 17 |
| Avg DoD Tuition Assistance | $2,228.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing University of North Alabama, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.