by our College Data Analytics TeamA large number of students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to University of North Carolina Asheville can appear tremendous, but do not forget that almost all students obtain some kind of financial help.
Just what financial assistance solutions will UNCA deliver, and just what are you going to be eligible for? Read on for answers. Keep reading to learn how much school funding will be available to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The information provided on this page can help you determine how much aid you may receive from University of North Carolina Asheville.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. However, some types of aid are more desirable than others, and some students will receive more than others.
Among first-time, full-time freshmen at University of North Carolina Asheville, 93% of first-time, full-time freshmen received some form of financial aid approximately 582 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 90% | $7,683 |
| Institutional grants & scholarships | 83% | $4,354 |
| Federal Pell grants | 37% | $5,546 |
| State/local grants | 37% | $3,030 |
| Federal student loans | 43% | $5,059 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Here, roughly 81% of undergrads got grants or scholarships worth on average $7,761 (for some 2364 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 81% | $7,761 |
| Federal Pell grants | 32% | $5,389 |
| Federal student loans | 39% | $6,140 |
Title-IV recipients living on campus saw average grant aid of $9,435.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,225 |
| $30,001 – $75,000 | $11,104 |
| Over $75,000 | $17,440 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,250 |
| Off-campus title-IV students | $12,865 |
To get a personalized net price estimate, try UNCA’s net price calculator: npc.collegeboard.org/app/uncashville.
The median student at UNCA graduates with $14,138 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,138 |
| Median federal debt (graduates only) | $20,500 |
| Typical 10-year monthly payment (graduates) | $217.33/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
A single median figure conceals how much debt outcomes differ student to student. The four reference points below map the debt distribution at UNCA.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,500 |
| 75th percentile | $24,000 |
| 90th percentile (highest-debt students) | $29,904 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $14,514 |
| Middle income | $14,250 |
| High income | $14,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,199 |
| Continuing-generation students | $14,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $14,000 |
| Independent students | $16,030 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. UNCA.
Stafford loans make up the bulk of federal direct lending to undergraduates. Below is the annual Stafford program activity at UNCA:
| Metric | Value |
|---|---|
| Stafford loan recipients | 10849 |
| Total Stafford loan amount | $171,414,983 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 45 |
| Total GI Bill amount | $305,305 |
| Average GI Bill amount per recipient | $6,785 |
References
More about our data sources and methodologies.