College Factual  by our College Data Analytics Team
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Can You Afford University of North Carolina at Wilmington?

Concerned about paying for college? Take a look at UNCW’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $13,575 & $39,863

Worried about paying the full cost of $39,863 to attend University of North Carolina at Wilmington? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in North Carolina, the university offers a discount of 66.2% off tuition and fees. Also, 52.8% of freshmen receive some form of financial aid, with the average amount totaling $6,205. Students from low-income families receive an average of $12,223 in aid during their first year.

Cost for Residents of North Carolina (no aid)

Tuition and fees$7,181
+ Room and board$11,346
+ Other expenses$7,271
Total cost$25,798
Affordability Score (51 out of 100)
more expensive
less expensive

Net Price for Residents of North Carolina (with average aid)

Total cost$25,798
- Grants and scholarships$6,205
Net price$19,593
Affordability Score (45 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of North Carolina

Total cost$25,798
- Grants and scholarships$12,223
Net price$13,575
Affordability Score (63 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$21,246
+ Room and board$11,346
+ Other expenses$7,271
Total cost$39,863
Affordability Score (31 out of 100)
more expensive
less expensive

Net Price for Non-Residents (with average aid)

Total cost$39,863
- Grants and scholarships$6,205
Net price$33,658
Affordability Score (14 out of 100)
more expensive
less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$39,863
- Grants and scholarships$12,223
Net price$27,640
Affordability Score (18 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at UNCW.

Projected Costs Between $51,838 and $235,325 For a Four Year Degree. Between $26,263 and $115,437 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend University of North Carolina at Wilmington in 2020 - 2021 was $25,798. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 3.0% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $27,364 during their first year. By their senior year, that cost will be approximately $29,892, for a bachelor degree candidate ($28,182 for an associate degree candidate) for a total of $114,463 over the course of four years ($55,546 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $170,406 based on a yearly growth rate of 1.9%. The expected two-year cost is $83,591.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at University of North Carolina at Wilmington

Cost With Interest for Residents of North Carolina

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*2.3%3.0%
Freshman year$13,219$20,521$27,364
Senior year$13,044$21,001$28,182
Total 2-year net price$26,263$41,522$55,546
10-year loan interest @ 6.8%$10,005$15,818$21,161
Total monthly payment$302$478$639
Total amount paid$36,269$57,340$76,707
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*2.3%3.0%
Freshman year$13,219$20,521$27,364
Senior year$12,702$21,995$29,892
Total 4-year net price$51,838$85,009$114,463
10-year loan interest @ 6.8%$19,748$32,385$43,606
Total monthly payment$597$978$1,317
Total amount paid$71,587$117,394$158,069

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*1.4%1.9%
Freshman year$27,271$34,573$41,400
Senior year$27,088$35,040$42,191
Total 2-year net price$54,359$69,613$83,591
10-year loan interest @ 6.8%$20,709$26,520$31,845
Total monthly payment$626$801$962
Total amount paid$75,068$96,132$115,437
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*1.4%1.9%
Freshman year$27,271$34,573$41,400
Senior year$26,726$35,992$43,818
Total 4-year net price$107,992$141,117$170,406
10-year loan interest @ 6.8%$41,141$53,760$64,919
Total monthly payment$1,243$1,624$1,961
Total amount paid$149,133$194,878$235,325

Visit net price and financial aid to learn more about the total cost of attending University of North Carolina at Wilmington.

Further Questions to Consider

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