by our College Data Analytics TeamMost students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to University of North Dakota can seem overwhelming, but bear in mind that many students are given some form of financial aid.
What financial assistance options will UND offer you, and what will you qualify for? Read on for more information. Scroll down to see just how much financial aid could be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Read on to get a sense of the financial assistance available at University of North Dakota.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Looking at the entering class at University of North Dakota, 95% of new full-time first-years were awarded at least some aid roughly 1636 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 86% | $6,663 |
| Institutional grants & scholarships | 80% | $4,972 |
| Federal Pell grants | 16% | $5,160 |
| State/local grants | 31% | $2,740 |
| Federal student loans | 58% | $5,338 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At UND, about 58% of undergraduates were awarded grant or scholarship aid averaging $6,927 (across approximately 5893 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 58% | $6,927 |
| Federal Pell grants | 17% | $4,600 |
| Federal student loans | 41% | $6,666 |
For on-campus title-IV students, average grant aid came to $7,054.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $13,761 |
| $30,001 – $75,000 | $16,507 |
| Over $75,000 | $20,335 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $18,551 |
| Off-campus title-IV students | $18,998 |
For a personalized estimate based on your family’s financial situation, use UND’s online cost calculator: und.edu/admissions/cost-and-aid/calculator.html.
The median student at UND graduates with $15,238 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $15,238 |
| Median federal debt (graduates only) | $22,057 |
| Typical 10-year monthly payment (graduates) | $233.84/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The median alone does not show how widely outcomes vary across the student body. The percentiles below describe the cumulative federal debt distribution for borrowers at UND.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,825 |
| 25th percentile | $7,155 |
| 75th percentile | $27,271 |
| 90th percentile (highest-debt students) | $33,800 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $15,000 |
| Middle income | $15,067 |
| High income | $15,250 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,238 |
| Continuing-generation students | $15,233 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,750 |
| Independent students | $12,766 |
The figure below distills the debt data into a single burden category for UND.
Stafford loans make up the bulk of federal direct lending to undergraduates. Below is the annual Stafford program activity at UND:
| Metric | Value |
|---|---|
| Stafford loan recipients | 37947 |
| Total Stafford loan amount | $904,973,621 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 484 |
| Total GI Bill amount | $4,487,707 |
| Average GI Bill amount per recipient | $9,272 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 288 |
| Total DoD amount | $774,342 |
| Average DoD amount per recipient | $2,689 |
References
More about our data sources and methodologies.