by our College Data Analytics TeamMost students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at University of North Florida can sound overpowering, but remember that the majority of students get some type of financial assistance.
What financing options does UNF offer, and what will you qualify for? Keep scrolling for more information. Read on to discover how much school funding could be available to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Continue reading to find information to help you understand just how much assistance you can expect to receive from University of North Florida.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Looking at the entering class at University of North Florida, 86% of new full-time first-years were awarded at least some aid (about 2248 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 78% | $9,377 |
| Institutional grants & scholarships | 61% | $3,754 |
| Federal Pell grants | 35% | $6,454 |
| State/local grants | 53% | $5,110 |
| Federal student loans | 26% | $4,803 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At UNF, around 60% of the undergraduate population received grant aid that averaged $8,435 (across approximately 8606 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 60% | $8,435 |
| Federal Pell grants | 31% | $5,800 |
| Federal student loans | 23% | $5,825 |
For students living on campus and receiving title-IV aid, grants averaged $10,829.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $6,942 |
| $30,001 – $75,000 | $9,407 |
| Over $75,000 | $16,746 |
Remember these are net prices — what families pay after gift aid, not before.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $10,154 |
| Off-campus title-IV students | $10,353 |
To project your own net price, use UNF’s official net price calculator: www.unf.edu/financialaid/calculator.html.
The median student at UNF graduates with $11,750 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $11,750 |
| Median federal debt (graduates only) | $15,531 |
| Typical 10-year monthly payment (graduates) | $164.65/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The median alone does not show how widely outcomes vary across the student body. The four reference points below map the debt distribution at UNF.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,009 |
| 25th percentile | $5,500 |
| 75th percentile | $21,423 |
| 90th percentile (highest-debt students) | $30,024 |
Median debt varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $12,043 |
| Middle income | $12,000 |
| High income | $11,168 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $11,998 |
| Continuing-generation students | $11,250 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,000 |
| Independent students | $13,988 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. UNF.
Stafford loans are the federal government’s primary direct undergraduate lending program. These figures summarize annual Stafford program activity at UNF:
| Metric | Value |
|---|---|
| Stafford loan recipients | 38659 |
| Total Stafford loan amount | $737,083,902 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 610 |
| Total GI Bill amount | $3,186,684 |
| Average GI Bill amount per recipient | $5,224 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 15 |
| Total DoD amount | $38,836 |
| Average DoD amount per recipient | $2,589 |
References
More about our data sources and methodologies.