by our College Data Analytics TeamHere is what you can expect to pay at University of North Georgia, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Attendance costs at University of North Georgia fell between $18,062.00 ranging to $29,280.00 depending on residency and living arrangement.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: near $18,062.00 in-state versus $29,280.00 for those paying out-of-state rates.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $5,285.00 |
| + Room, board & other expenses | $12,777.00 |
| Total cost | $18,062.00 |
| That is 6% below the national average net price. |
| Total cost | $18,062.00 |
| − Grants and scholarships | −$8,354.00 |
| Net price | $9,708.00 |
| That is 50% below the national average net price. |
| Total cost | $18,062.00 |
| − Grants and scholarships | −$11,196.00 |
| Net price | $6,866.00 |
| That is 64% below the national average net price. |
| Tuition and fees | $16,503.00 |
| + Room, board & other expenses | $12,777.00 |
| Total cost | $29,280.00 |
| That is 52% above the national average net price. |
| Total cost | $29,280.00 |
| − Grants and scholarships | −$8,354.00 |
| Net price | $20,926.00 |
| That is 9% above the national average net price. |
| Total cost | $29,280.00 |
| − Grants and scholarships | −$11,196.00 |
| Net price | $18,084.00 |
| That is 6% below the national average net price. | |
| Explore each piece on the tuition & fees page plus room and board. |
Published costs have climbed year over year at a recent average of 2.0% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.0% | 2.0% | 2.0% |
| Freshman year | $7,006.00 | $9,906.00 | $18,430.00 |
| Senior year | $7,443.00 | $10,524.00 | $19,581.00 |
| Total 4-year net price | $28,893.00 | $40,852.00 | $76,006.00 |
| 10-year loan interest @ 6.8% | $11,007.00 | $15,563.00 | $28,956.00 |
| Total monthly payment | $332.00 | $470.00 | $875.00 |
| Total amount paid | $39,900.00 | $56,415.00 | $104,962.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.0% | 2.0% | 2.0% |
| Freshman year | $7,006.00 | $9,906.00 | $18,430.00 |
| Senior year | $7,149.00 | $10,108.00 | $18,806.00 |
| Total 2-year net price | $14,155.00 | $20,014.00 | $37,236.00 |
| 10-year loan interest @ 6.8% | $5,392.00 | $7,625.00 | $14,186.00 |
| Total monthly payment | $163.00 | $230.00 | $429.00 |
| Total amount paid | $19,547.00 | $27,638.00 | $51,422.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.0% | 2.0% | 2.0% |
| Freshman year | $18,453.00 | $21,353.00 | $29,877.00 |
| Senior year | $19,605.00 | $22,686.00 | $31,742.00 |
| Total 4-year net price | $76,099.00 | $88,058.00 | $123,213.00 |
| 10-year loan interest @ 6.8% | $28,991.00 | $33,547.00 | $46,940.00 |
| Total monthly payment | $876.00 | $1,013.00 | $1,418.00 |
| Total amount paid | $105,090.00 | $121,605.00 | $170,152.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.0% | 2.0% | 2.0% |
| Freshman year | $18,453.00 | $21,353.00 | $29,877.00 |
| Senior year | $18,829.00 | $21,788.00 | $30,486.00 |
| Total 2-year net price | $37,282.00 | $43,141.00 | $60,363.00 |
| 10-year loan interest @ 6.8% | $14,203.00 | $16,435.00 | $22,996.00 |
| Total monthly payment | $429.00 | $496.00 | $695.00 |
| Total amount paid | $51,485.00 | $59,576.00 | $83,359.00 |
Jump to the net-price detail in the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $9,823.00 |
| Average net price (off-campus) | $10,785.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,958.00 |
| $30,000 to $48,000 | $9,023.00 |
| $48,001 to $75,000 | $11,167.00 |
| $75,001 to $110,000 | $13,074.00 |
| Over $110,000 | $13,702.00 |
Estimate your specific net price using the school’s University of North Georgia Net Price Calculator, or check with the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
The median graduating debt at University of North Georgia amounts to $9,673.00, which the Department of Education classifies as a Very Low (<$10k) burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,250.00 |
| 25th | $4,011.00 |
| Median (50th) | $9,673.00 |
| 75th | $17,503.00 |
| 90th | $27,169.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,000.00 |
| Middle income | $9,891.00 |
| High income | $9,124.00 |
Low-income graduates carry $876.00 more debt than their high-income peers.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,750.00 |
| Continuing-generation students | $9,000.00 |
First-generation graduates of University of North Georgia leave with $750.00 more than continuing-generation graduates.
Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of University of North Georgia stands at $2,750.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate classification at University of North Georgia is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.0% |
To give some context for these rates, Stafford loans disbursed at University of North Georgia total $483,814,224.00 across 33,774 disbursements.
Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 217 |
| Avg GI Bill amount | $9,201.00 |
| DoD Tuition Assistance recipients | 46 |
| Avg DoD Tuition Assistance | $958.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing University of North Georgia, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.