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Can You Really Afford University of North Texas?

Here is what you can expect to pay at University of North Texas, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$25,470.00 Cost of Attendance
$15,649.00 Avg Net Price
$14,000.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

How Much Does It Cost to Attend University of North Texas?

Published attendance costs at University of North Texas ranged from $25,470.00 and $35,310.00 based on in-state versus out-of-state status.

In-state residents qualified for the lower cost, with out-of-state students paying more: close to $25,470.00 in-state, rising to $35,310.00 for those paying out-of-state rates.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

The Full Cost for Residents (no aid)

Tuition and fees$11,309.00
+ Room, board & other expenses$14,161.00
Total cost$25,470.00
That is 32% above the national average net price.

Average Net Price for Residents (with average aid)

Total cost$25,470.00
− Grants and scholarships−$10,594.00
Net price$14,876.00
That is 23% below the national average net price.

Net Price for Low-Income Residents

Total cost$25,470.00
− Grants and scholarships−$13,932.00
Net price$11,538.00
That is 40% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees$21,149.00
+ Room, board & other expenses$14,161.00
Total cost$35,310.00
That is 83% above the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost$35,310.00
− Grants and scholarships−$10,594.00
Net price$24,716.00
That is 28% above the national average net price.

Net Price for Low-Income Non-Residents

Total cost$35,310.00
− Grants and scholarships−$13,932.00
Net price$21,378.00
That is 11% above the national average net price.
Go deeper on the components with the tuition & fees page and living costs.

Projected Degree Cost at University of North Texas

Published costs have climbed year over year by roughly 0.4% per year; the projections below compound that across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

In-State Projected Costs

Projected 4-year net costsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate0.4%0.4%0.4%
Freshman year$11,583.00$14,934.00$25,569.00
Senior year$11,719.00$15,109.00$25,869.00
Total 4-year net price$46,603.00$60,085.00$102,875.00
10-year loan interest @ 6.8%$17,754.00$22,890.00$39,192.00
Total monthly payment$536.00$691.00$1,184.00
Total amount paid$64,357.00$82,976.00$142,067.00
Projected 2-year net costsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate0.4%0.4%0.4%
Freshman year$11,583.00$14,934.00$25,569.00
Senior year$11,628.00$14,992.00$25,669.00
Total 2-year net price$23,211.00$29,926.00$51,238.00
10-year loan interest @ 6.8%$8,843.00$11,401.00$19,520.00
Total monthly payment$267.00$344.00$590.00
Total amount paid$32,053.00$41,327.00$70,758.00

Out-of-State Projected Costs

Projected 4-year net costsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate0.4%0.4%0.4%
Freshman year$21,461.00$24,812.00$35,447.00
Senior year$21,713.00$25,103.00$35,863.00
Total 4-year net price$86,347.00$99,830.00$142,620.00
10-year loan interest @ 6.8%$32,895.00$38,032.00$54,333.00
Total monthly payment$994.00$1,149.00$1,641.00
Total amount paid$119,243.00$137,861.00$196,953.00
Projected 2-year net costsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate0.4%0.4%0.4%
Freshman year$21,461.00$24,812.00$35,447.00
Senior year$21,545.00$24,909.00$35,585.00
Total 2-year net price$43,006.00$49,721.00$71,033.00
10-year loan interest @ 6.8%$16,384.00$18,942.00$27,061.00
Total monthly payment$495.00$572.00$817.00
Total amount paid$59,390.00$68,663.00$98,094.00

See the full net-price breakdown in the Net Price section.

Net Price at University of North Texas

Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most families it is a more realistic figure than the published cost.

Average net price (on-campus)$15,649.00
Average net price (off-campus)$14,352.00

Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:

Family incomeAverage net price
Under $30,000$10,816.00
$30,000 to $48,000$11,452.00
$48,001 to $75,000$13,489.00
$75,001 to $110,000$18,573.00
Over $110,000$21,829.00

Run your own numbers with the University of North Texas Net Price Calculator, or reach out to the financial aid office.

Dig into how aid is awarded on the financial aid page.

Graduate Debt at University of North Texas

The median graduating debt at University of North Texas comes to $14,000.00, placing the school in the Low ($10-20k) debt-load classification.

Across borrowers, debt at graduation distributes like this:

PercentileDebt at graduation
10th$3,500.00
25th$6,250.00
Median (50th)$14,000.00
75th$25,000.00
90th$33,335.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Dig deeper into debt on the student-loan-debt breakdown.

Income and Debt Outcomes at University of North Texas

Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:

Family incomeMedian debt at graduation
Low income$13,639.00
Middle income$14,000.00
High income$14,000.00

How Debt Varies by First-Generation Status at University of North Texas

First-generation college students often carry different debt loads than their continuing-generation peers.

Student groupMedian debt at graduation
First-generation students$14,000.00
Continuing-generation students$14,000.00

Pell-Eligible Debt Outcomes at University of North Texas

Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.

The median debt gap between Pell and non-Pell graduates of University of North Texas comes to $2,500.00. This school is flagged by the Department of Education for Pell-related debt inequity.

How Borrowers Repay Loans After University of North Texas

The federal default-rate tier for University of North Texas is Low (<5%).

WindowCohort default rate
2-year7.8%

For context on the loan portfolio, Stafford disbursements at University of North Texas reach $2,508,079,067.00 covering 113,959 student borrowers.

GI Bill and Military Aid at University of North Texas

Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.

GI Bill recipients1,022
Avg GI Bill amount$8,971.00
DoD Tuition Assistance recipients88
Avg DoD Tuition Assistance$3,289.00

Explore GI Bill and military aid in detail on the veteran aid breakdown.

Further Questions to Ask

The data above is a foundation; round it out by asking yourself about University of North Texas, the questions below are worth your time:

Keep Researching for University of North Texas

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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