by our College Data Analytics TeamHere’s the full picture on paying for University of Northern Colorado, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Use the section links below to navigate this overview:
Attendance costs at University of Northern Colorado fell between $26,989.00 and $41,839.00 depending on your residency status.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $26,989.00 in-state, rising to $41,839.00 for non-residents.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $12,416.00 |
| + Room, board & other expenses | $14,573.00 |
| Total cost | $26,989.00 |
| That is 40% above the national average net price. |
| Total cost | $26,989.00 |
| − Grants and scholarships | −$11,494.00 |
| Net price | $15,495.00 |
| That is 20% below the national average net price. |
| Total cost | $26,989.00 |
| − Grants and scholarships | −$16,559.00 |
| Net price | $10,430.00 |
| That is 46% below the national average net price. |
| Tuition and fees | $27,266.00 |
| + Room, board & other expenses | $14,573.00 |
| Total cost | $41,839.00 |
| That is 117% above the national average net price. |
| Total cost | $41,839.00 |
| − Grants and scholarships | −$11,494.00 |
| Net price | $30,345.00 |
| That is 58% above the national average net price. |
| Total cost | $41,839.00 |
| − Grants and scholarships | −$16,559.00 |
| Net price | $25,280.00 |
| That is 31% above the national average net price. | |
| Go deeper on the components with the tuition & fees page and living costs. |
The reported cost series has been increasing at about 4.6% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $10,910.00 | $16,208.00 | $28,230.00 |
| Senior year | $12,486.00 | $18,549.00 | $32,308.00 |
| Total 4-year net price | $46,743.00 | $69,443.00 | $120,955.00 |
| 10-year loan interest @ 6.8% | $17,808.00 | $26,455.00 | $46,079.00 |
| Total monthly payment | $538.00 | $799.00 | $1,392.00 |
| Total amount paid | $64,551.00 | $95,898.00 | $167,034.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $10,910.00 | $16,208.00 | $28,230.00 |
| Senior year | $11,412.00 | $16,953.00 | $29,529.00 |
| Total 2-year net price | $22,321.00 | $33,161.00 | $57,759.00 |
| 10-year loan interest @ 6.8% | $8,504.00 | $12,633.00 | $22,004.00 |
| Total monthly payment | $257.00 | $382.00 | $665.00 |
| Total amount paid | $30,825.00 | $45,794.00 | $79,764.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $26,443.00 | $31,741.00 | $43,764.00 |
| Senior year | $30,262.00 | $36,325.00 | $50,085.00 |
| Total 4-year net price | $113,296.00 | $135,995.00 | $187,507.00 |
| 10-year loan interest @ 6.8% | $43,162.00 | $51,809.00 | $71,433.00 |
| Total monthly payment | $1,304.00 | $1,565.00 | $2,158.00 |
| Total amount paid | $156,457.00 | $187,804.00 | $258,940.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $26,443.00 | $31,741.00 | $43,764.00 |
| Senior year | $27,659.00 | $33,201.00 | $45,777.00 |
| Total 2-year net price | $54,102.00 | $64,942.00 | $89,540.00 |
| 10-year loan interest @ 6.8% | $20,611.00 | $24,740.00 | $34,112.00 |
| Total monthly payment | $623.00 | $747.00 | $1,030.00 |
| Total amount paid | $74,713.00 | $89,682.00 | $123,652.00 |
Read more in the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $17,760.00 |
| Average net price (off-campus) | $18,457.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,505.00 |
| $30,000 to $48,000 | $15,864.00 |
| $48,001 to $75,000 | $16,792.00 |
| $75,001 to $110,000 | $19,842.00 |
| Over $110,000 | $22,647.00 |
Get a tailored estimate from the University of Northern Colorado Net Price Calculator, or check with the financial aid office.
Dig into how aid is awarded on the financial aid page.
Median graduate debt at University of Northern Colorado amounts to $13,805.00, categorized as a Low ($10-20k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $13,805.00 |
| 75th | $23,741.00 |
| 90th | $31,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,000.00 |
| Middle income | $12,750.00 |
| High income | $14,000.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,461.00 |
| Continuing-generation students | $14,000.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt gap between Pell and non-Pell graduates of University of Northern Colorado works out to $2,170.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for University of Northern Colorado is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.3% |
For context on the loan portfolio, Stafford disbursements at University of Northern Colorado total $764,447,640.00 over 38,343 student borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 161 |
| Avg GI Bill amount | $9,523.00 |
| DoD Tuition Assistance recipients | 9 |
| Avg DoD Tuition Assistance | $3,000.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Use the figures above as a launch point, then think through University of Northern Colorado, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.