Here’s the full picture on paying for University of Northwestern Ohio, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
If you want to dig into a particular figure, jump to any section below:
What it costs to attend University of Northwestern Ohio amounts to about $24,568.00 a year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $13,875.00 |
| + Room, board & other expenses | $10,693.00 |
| Total cost | $24,568.00 |
| That is 25% below the national average net price. |
| Total cost | $24,568.00 |
| − Grants and scholarships | −$4,459.00 |
| Net price | $20,109.00 |
| That is 39% below the national average net price. |
| Total cost | $24,568.00 |
| − Grants and scholarships | −$10,257.00 |
| Net price | $14,311.00 |
| That is 56% below the national average net price. | |
| Go deeper on the components with tuition and fees plus room and board. |
Cost of attendance here has been rising by roughly 6.3% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.3% | 6.3% | 6.3% |
| Freshman year | $15,216.00 | $21,380.00 | $26,121.00 |
| Senior year | $18,287.00 | $25,696.00 | $31,394.00 |
| Total 4-year net price | $66,880.00 | $93,976.00 | $114,814.00 |
| 10-year loan interest @ 6.8% | $25,479.00 | $35,801.00 | $43,740.00 |
| Total monthly payment | $770.00 | $1,081.00 | $1,321.00 |
| Total amount paid | $92,359.00 | $129,777.00 | $158,554.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.3% | 6.3% | 6.3% |
| Freshman year | $15,216.00 | $21,380.00 | $26,121.00 |
| Senior year | $16,177.00 | $22,731.00 | $27,772.00 |
| Total 2-year net price | $31,393.00 | $44,112.00 | $53,893.00 |
| 10-year loan interest @ 6.8% | $11,960.00 | $16,805.00 | $20,531.00 |
| Total monthly payment | $361.00 | $508.00 | $620.00 |
| Total amount paid | $43,353.00 | $60,916.00 | $74,424.00 |
See the full net-price breakdown in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $21,807.00 |
| Average net price (off-campus) | $20,609.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,846.00 |
| $30,000 to $48,000 | $15,663.00 |
| $48,001 to $75,000 | $20,739.00 |
| $75,001 to $110,000 | $23,219.00 |
| Over $110,000 | $23,493.00 |
Estimate your specific net price using the school’s University of Northwestern Ohio Net Price Calculator, or reach out to the financial aid office.
Dig into how aid is awarded on the financial aid page.
The median graduating debt at University of Northwestern Ohio comes to $12,000.00, landing it in the Low ($10-20k) debt-burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,167.00 |
| 25th | $5,333.00 |
| Median (50th) | $12,000.00 |
| 75th | $23,134.00 |
| 90th | $31,500.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,000.00 |
| Middle income | $12,000.00 |
| High income | $12,000.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,000.00 |
| Continuing-generation students | $12,000.00 |
The Pell Grant is the main federal need-based award for undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell-versus-non-Pell median debt difference at University of Northwestern Ohio amounts to $1,501.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate classification for University of Northwestern Ohio is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.5% |
For context on the loan portfolio, Stafford disbursements at University of Northwestern Ohio amount to $325,615,570.00 covering 19,548 loan recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 104 |
| Avg GI Bill amount | $8,177.00 |
| DoD Tuition Assistance recipients | 12 |
| Avg DoD Tuition Assistance | $1,953.00 |
Dig into veteran education benefits on the college veterans page.
The figures above are a starting point — as you weigh University of Northwestern Ohio, think through the questions below:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.