by our College Data Analytics TeamThis guide covers the real cost of attending University of Oregon, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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Attendance costs at University of Oregon fell between $32,636.00 to $61,097.00 depending on residency and living arrangement.
In-state residents qualified for the lower cost, with out-of-state students paying more: roughly $32,636.00 in-state, rising to $61,097.00 out-of-state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $16,137.00 |
| + Room, board & other expenses | $16,499.00 |
| Total cost | $32,636.00 |
| That is 70% above the national average net price. |
| Total cost | $32,636.00 |
| − Grants and scholarships | −$12,611.00 |
| Net price | $20,025.00 |
| That is 4% above the national average net price. |
| Total cost | $32,636.00 |
| − Grants and scholarships | −$18,884.00 |
| Net price | $13,752.00 |
| That is 29% below the national average net price. |
| Tuition and fees | $44,598.00 |
| + Room, board & other expenses | $16,499.00 |
| Total cost | $61,097.00 |
| That is 217% above the national average net price. |
| Total cost | $61,097.00 |
| − Grants and scholarships | −$12,611.00 |
| Net price | $48,486.00 |
| That is 152% above the national average net price. |
| Total cost | $61,097.00 |
| − Grants and scholarships | −$18,884.00 |
| Net price | $42,213.00 |
| That is 119% above the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus room and board. |
Published costs have climbed year over year by around 3.3% annually, so the projections below total more than one year of attendance. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $14,205.00 | $20,685.00 | $33,712.00 |
| Senior year | $15,657.00 | $22,799.00 | $37,157.00 |
| Total 4-year net price | $59,693.00 | $86,922.00 | $141,663.00 |
| 10-year loan interest @ 6.8% | $22,741.00 | $33,114.00 | $53,968.00 |
| Total monthly payment | $687.00 | $1,000.00 | $1,630.00 |
| Total amount paid | $82,434.00 | $120,037.00 | $195,631.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $14,205.00 | $20,685.00 | $33,712.00 |
| Senior year | $14,674.00 | $21,367.00 | $34,823.00 |
| Total 2-year net price | $28,879.00 | $42,052.00 | $68,535.00 |
| 10-year loan interest @ 6.8% | $11,002.00 | $16,020.00 | $26,109.00 |
| Total monthly payment | $332.00 | $484.00 | $789.00 |
| Total amount paid | $39,881.00 | $58,072.00 | $94,644.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $43,605.00 | $50,084.00 | $63,111.00 |
| Senior year | $48,060.00 | $55,202.00 | $69,560.00 |
| Total 4-year net price | $183,233.00 | $210,463.00 | $265,203.00 |
| 10-year loan interest @ 6.8% | $69,805.00 | $80,179.00 | $101,033.00 |
| Total monthly payment | $2,109.00 | $2,422.00 | $3,052.00 |
| Total amount paid | $253,039.00 | $290,641.00 | $366,236.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $43,605.00 | $50,084.00 | $63,111.00 |
| Senior year | $45,042.00 | $51,735.00 | $65,191.00 |
| Total 2-year net price | $88,646.00 | $101,820.00 | $128,302.00 |
| 10-year loan interest @ 6.8% | $33,771.00 | $38,790.00 | $48,879.00 |
| Total monthly payment | $1,020.00 | $1,172.00 | $1,477.00 |
| Total amount paid | $122,417.00 | $140,609.00 | $177,181.00 |
See the full net-price breakdown in the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $22,182.00 |
| Average net price (off-campus) | $21,782.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $15,975.00 |
| $30,000 to $48,000 | $16,844.00 |
| $48,001 to $75,000 | $19,030.00 |
| $75,001 to $110,000 | $25,789.00 |
| Over $110,000 | $29,475.00 |
For a personalized estimate, try the University of Oregon Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
Typical debt at graduation from University of Oregon comes to $15,000.00, which the Department of Education classifies as a Low ($10-20k) burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,666.00 |
| 25th | $6,870.00 |
| Median (50th) | $15,000.00 |
| 75th | $25,914.00 |
| 90th | $31,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student loan debt page.
Family income tracks closely with debt at graduation. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,822.00 |
| Middle income | $15,000.00 |
| High income | $14,000.00 |
Low-income graduates carry $1,822.00 more than graduates from high-income families.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,769.00 |
| Continuing-generation students | $13,666.00 |
First-generation borrowers from University of Oregon hold $2,103.00 in additional median debt versus continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of University of Oregon works out to $3,125.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate classification at University of Oregon is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.4% |
To give some context for these rates, Stafford loans disbursed at University of Oregon amount to $1,276,752,735.00 over 57,261 recipients.
Veteran and active-military students often access dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 364 |
| Avg GI Bill amount | $10,520.00 |
| DoD Tuition Assistance recipients | 32 |
| Avg DoD Tuition Assistance | $3,095.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about University of Oregon, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.