by our College Data Analytics TeamThe majority of students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to University of Phoenix-Arizona can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
What financing options does UOPX - Arizona offer you, and what will you qualify for? Keep scrolling for more information. Keep reading to learn what amount of financial assistance will be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Continue reading to find information to help you understand just how much assistance you can expect to receive from University of Phoenix-Arizona.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
At University of Phoenix-Arizona, 93% of the incoming full-time class was awarded financial aid approximately 2476 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 89% | $6,388 |
| Institutional grants & scholarships | 28% | $1,031 |
| Federal Pell grants | 79% | $6,733 |
| State/local grants | 0% | $4,426 |
| Federal student loans | 88% | $6,458 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At UOPX - Arizona, around 70% of undergraduates were awarded grant or scholarship aid averaging $5,181 (for some 56828 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 70% | $5,181 |
| Federal Pell grants | 50% | $5,528 |
| Federal student loans | 63% | $8,263 |
Title-IV recipients living on campus saw average grant aid of $6,389.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $12,966 |
| $30,001 – $75,000 | $14,454 |
| Over $75,000 | $17,658 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $13,520 |
| Off-campus title-IV students | $13,571 |
For a customized cost estimate, visit UOPX - Arizona’s online cost calculator: www.phoenix.edu/tuition_and_financial_options/net-price-calculator.html.
Graduating students at UOPX - Arizona carry a median federal student debt of $16,690 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $16,690 |
| Median federal debt (graduates only) | $31,553 |
| Typical 10-year monthly payment (graduates) | $334.51/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at UOPX - Arizona.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,442 |
| 25th percentile | $5,227 |
| 75th percentile | $31,067 |
| 90th percentile (highest-debt students) | $45,688 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $15,000 |
| Middle income | $19,953 |
| High income | $18,466 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $16,500 |
| Continuing-generation students | $17,970 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $13,141 |
| Independent students | $17,105 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. UOPX - Arizona.
Stafford loans make up the bulk of federal direct lending to undergraduates. Below is the annual Stafford program activity at UOPX - Arizona:
| Metric | Value |
|---|---|
| Stafford loan recipients | 1404083 |
| Total Stafford loan amount | $37,209,722,095 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 8533 |
| Total GI Bill amount | $63,078,875 |
| Average GI Bill amount per recipient | $7,392 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1669 |
| Total DoD amount | $4,481,399 |
| Average DoD amount per recipient | $2,685 |
References
More about our data sources and methodologies.