by our College Data Analytics TeamHere you will find what students actually borrow to attend University of Pittsburgh-Greensburg— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
At Pitt Greensburg, 60% of freshmen borrow to help pay for their first year, with a typical loan of $8,929 each — a figure that counts both private and federal student loans.
The average federal loan is $5,268, equal to roughly 95.8% of the $5,500 first-year borrowing cap for the typical first-year dependent student. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Among all degree-seeking undergrads at Pitt Greensburg, 57% use federal student loans to help pay for their education, at an average of $6,301 per year. That is 19.6% greater than the $5,268 borrowed by freshmen.
Repeating that yearly amount projects to about $12,602 across two years and $25,204 over four years. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 57% |
| Average federal loan per year | $6,301 |
| Undergraduates with a federal loan | 750 |
| Total federal loans (one year) | $4,725,523 |
The middle borrower at Pitt Greensburg owes $20,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $20,500 |
| Students who completed (graduates) | $24,250 |
| Students who withdrew | $9,500 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Pitt Greensburg.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $9,750 |
| 75th percentile | $28,150 |
| 90th percentile (highest-debt students) | $33,438 |
How wide this percentile range is tells you how much borrowing varies across students at Pitt Greensburg.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Pitt Greensburg.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 3593 | $29,237 |
| Completed (graduates) | 2569 | $35,031 |
| Did not complete | 1024 | $20,000 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $416.56/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Pitt Greensburg.
Stafford vs Non-Stafford (any year)
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 3557 | $29,400 |
| No Stafford loan | 36 | $18,703 |
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 3220 | $30,006 |
| No Stafford loan this year | 373 | $21,776 |
The indicators below describe what the typical debt costs to pay back at Pitt Greensburg.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for Pitt Greensburg follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 2.9% |
| Borrowers in the cohort | 8077 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $19,500 |
| Middle income | $20,500 |
| High income | $20,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $20,500 |
| Continuing-generation students | $20,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $20,500 |
| Independent students | $20,036 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Pitt Greensburg.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.