by our College Data Analytics TeamThe majority of students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to University of Puerto Rico-Arecibo can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
Just what financing solutions does UPR Arecibo deliver, and just what are you going to be eligible for? Keep scrolling for answers. Read on to learn how much school funding will be available to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Continue reading to find information to help you understand just how much assistance you can expect to receive from University of Puerto Rico-Arecibo.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
At University of Puerto Rico-Arecibo, 89% of the incoming full-time class was awarded financial aid (about 615 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 89% | $7,354 |
| Institutional grants & scholarships | 16% | $2,683 |
| Federal Pell grants | 89% | $6,413 |
| State/local grants | 13% | $1,092 |
| Federal student loans | 0% | $3,500 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At UPR Arecibo, about 93% of the undergraduate population received grant aid that averaged $6,725 (across roughly 2623 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 93% | $6,725 |
| Federal Pell grants | 89% | $6,127 |
| Federal student loans | 3% | $4,650 |
For students living on campus and receiving title-IV aid, grants averaged $7,030.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $11,523 |
| $30,001 – $75,000 | $12,782 |
| Over $75,000 | $13,208 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $10,680 |
| Off-campus title-IV students | $11,759 |
To project your own net price, use UPR Arecibo’s NPC: docs.upra.edu/admisiones/NetPriceCalculator/npcalc.htm.
The median federal debt load at UPR Arecibo comes to $4,500 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $4,500 |
| Median federal debt (graduates only) | $4,500 |
| Typical 10-year monthly payment (graduates) | $47.71/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
A single median figure conceals how much debt outcomes differ student to student. These percentiles trace how cumulative federal debt is spread among borrowers at UPR Arecibo.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,000 |
| 25th percentile | $3,500 |
| 75th percentile | $5,500 |
| 90th percentile (highest-debt students) | $9,000 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $4,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $4,500 |
| Continuing-generation students | $5,000 |
These indicators are derived from the underlying debt data and summarize the overall picture at UPR Arecibo.
Stafford loans are the federal government’s primary direct undergraduate lending program. These figures summarize annual Stafford program activity at UPR Arecibo:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3375 |
| Total Stafford loan amount | $17,848,380 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 18 |
| Total GI Bill amount | $35,774 |
| Average GI Bill amount per recipient | $1,987 |
References
More about our data sources and methodologies.