by our College Data Analytics TeamMost students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at University of Puerto Rico-Bayamon can sound tremendous, but do not forget that almost all students get some type of financial help.
Just what financial assistance solutions will UPR Bayamon deliver, and just what are you going to be eligible for? Read on for answers. Keep reading to find out what amount of financial assistance will be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The figures below will help you estimate the aid you might receive from University of Puerto Rico-Bayamon.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
At University of Puerto Rico-Bayamon, 96% of the incoming full-time class was awarded financial aid around 745 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 96% | $7,347 |
| Institutional grants & scholarships | 96% | $729 |
| Federal Pell grants | 96% | $5,682 |
| State/local grants | 96% | $729 |
| Federal student loans | 2% | $3,033 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Across the undergraduate body at UPR Bayamon, around 87% of the undergraduate population received grant aid that averaged $6,447 (for some 2579 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 87% | $6,447 |
| Federal Pell grants | 87% | $3,813 |
| Federal student loans | 4% | $4,237 |
On-campus students receiving title-IV aid were awarded grants averaging $4,017.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,434 |
| $30,001 – $75,000 | $10,190 |
| Over $75,000 | $11,066 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $8,484 |
| Off-campus title-IV students | $9,435 |
To get a personalized net price estimate, try UPR Bayamon’s net price tool: web.uprb.edu/NetPriceTemplate/index.html.
A typical borrower at UPR Bayamon leaves with $5,500 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,500 |
| Median federal debt (graduates only) | $5,500 |
| Typical 10-year monthly payment (graduates) | $58.31/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The median alone does not show how widely outcomes vary across the student body. The four reference points below map the debt distribution at UPR Bayamon.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,250 |
| 25th percentile | $3,500 |
| 75th percentile | $5,750 |
| 90th percentile (highest-debt students) | $10,250 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $5,500 |
The figure below distills the debt data into a single burden category for UPR Bayamon.
Most undergraduate borrowing runs through the federal Stafford loan program. Below is the annual Stafford program activity at UPR Bayamon:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2216 |
| Total Stafford loan amount | $12,658,499 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 50 |
| Total GI Bill amount | $70,650 |
| Average GI Bill amount per recipient | $1,413 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 171 |
| Total DoD amount | $241,623 |
| Average DoD amount per recipient | $1,413 |
References
More about our data sources and methodologies.