by our College Data Analytics TeamBelow is the data on what it actually costs to attend University of Puerto Rico-Carolina, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The full cost of attending University of Puerto Rico-Carolina stands at about $21,072.00 per year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $7,986.00 |
| + Room, board & other expenses | $13,086.00 |
| Total cost | $21,072.00 |
| That is 9% above the national average net price. |
| Total cost | $21,072.00 |
| − Grants and scholarships | −$6,451.00 |
| Net price | $14,621.00 |
| That is 24% below the national average net price. |
| Total cost | $21,072.00 |
| − Grants and scholarships | −$7,109.00 |
| Net price | $13,963.00 |
| That is 27% below the national average net price. | |
| For the full breakdown, see tuition and fees plus room and board. |
Costs have trended upward in recent years at about 2.6% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.6% | 2.6% | 2.6% |
| Freshman year | $14,325.00 | $15,000.00 | $21,618.00 |
| Senior year | $15,467.00 | $16,196.00 | $23,342.00 |
| Total 4-year net price | $59,565.00 | $62,372.00 | $89,891.00 |
| 10-year loan interest @ 6.8% | $22,692.00 | $23,761.00 | $34,245.00 |
| Total monthly payment | $685.00 | $718.00 | $1,034.00 |
| Total amount paid | $82,257.00 | $86,133.00 | $124,137.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.6% | 2.6% | 2.6% |
| Freshman year | $14,325.00 | $15,000.00 | $21,618.00 |
| Senior year | $14,696.00 | $15,389.00 | $22,178.00 |
| Total 2-year net price | $29,021.00 | $30,388.00 | $43,796.00 |
| 10-year loan interest @ 6.8% | $11,056.00 | $11,577.00 | $16,685.00 |
| Total monthly payment | $334.00 | $350.00 | $504.00 |
| Total amount paid | $40,077.00 | $41,965.00 | $60,481.00 |
See the full net-price breakdown in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $12,945.00 |
| Average net price (off-campus) | $11,600.00 |
The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,801.00 |
| $30,000 to $48,000 | $14,401.00 |
| $48,001 to $75,000 | $14,824.00 |
| $75,001 to $110,000 | $14,999.00 |
Use University of Puerto Rico-Carolina Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
The median amount borrowed by graduates of University of Puerto Rico-Carolina stands at $4,500.00, which the Department of Education classifies as a Very Low (<$10k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,834.00 |
| 25th | $3,000.00 |
| Median (50th) | $4,500.00 |
| 75th | $5,500.00 |
| 90th | $9,916.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $4,500.00 |
| Middle income | $4,500.00 |
| High income | $4,500.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $4,500.00 |
| Continuing-generation students | $4,500.00 |
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell-versus-non-Pell median debt difference at University of Puerto Rico-Carolina works out to $1,000.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate classification for University of Puerto Rico-Carolina is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 8.7% |
To put the rates in context, Stafford loans at University of Puerto Rico-Carolina total $11,282,080.00 covering 2,233 borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 17 |
| Avg GI Bill amount | $3,080.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The figures above are a starting point — as you weigh University of Puerto Rico-Carolina, the questions below are worth your time:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.