by our College Data Analytics TeamThe majority of students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at University of Puerto Rico-Humacao can sound overwhelming, but bear in mind that many students get some type of financial aid.
What financial assistance options will UPR Humacao offer, and what will you qualify for? Read on for more information. Keep going to find out how much school funding will be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Use the information below to understand how much financial assistance you may get from University of Puerto Rico-Humacao.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Looking at the entering class at University of Puerto Rico-Humacao, 95% of entering full-time freshmen got some type of financial assistance around 635 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 95% | $7,076 |
| Institutional grants & scholarships | 17% | $2,342 |
| Federal Pell grants | 88% | $6,645 |
| State/local grants | 16% | $1,343 |
| Federal student loans | 3% | $3,663 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At UPR Humacao, some 86% of undergrads got grants or scholarships worth on average $6,772 (among about 2254 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 86% | $6,772 |
| Federal Pell grants | 81% | $6,338 |
| Federal student loans | 4% | $4,547 |
Title-IV recipients living on campus saw average grant aid of $6,872.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $13,098 |
| $30,001 – $75,000 | $14,577 |
| Over $75,000 | $17,922 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,675 |
| Off-campus title-IV students | $13,466 |
For a personalized estimate based on your family’s financial situation, use UPR Humacao’s online cost calculator: www.uprh.edu/net-price-calculator/.
The median student at UPR Humacao graduates with $5,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,500 |
| Median federal debt (graduates only) | $5,500 |
| Typical 10-year monthly payment (graduates) | $58.31/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The median alone does not show how widely outcomes vary across the student body. Use the percentiles below to see the debt range at UPR Humacao.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,250 |
| 25th percentile | $3,000 |
| 75th percentile | $6,500 |
| 90th percentile (highest-debt students) | $10,000 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $5,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $5,250 |
These indicators are derived from the underlying debt data and summarize the overall picture at UPR Humacao.
Stafford loans make up the bulk of federal direct lending to undergraduates. The aggregate figures below show how active the program is at UPR Humacao:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2385 |
| Total Stafford loan amount | $13,916,202 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 7 |
| Total GI Bill amount | $16,635 |
| Average GI Bill amount per recipient | $2,376 |
References
More about our data sources and methodologies.