by our College Data Analytics TeamThe majority of students will not be asked to pay the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at University of Puerto Rico-Utuado can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
Just what financial aid solutions can UPR Utuado deliver, and just what are you going to be eligible for? Keep reading for answers. Scroll down to see just how much financial aid could be open to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Continue reading to find information to help you understand just how much assistance you can expect to receive from University of Puerto Rico-Utuado.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For incoming first-year students at University of Puerto Rico-Utuado, 98% of first-year full-time students received aid of some kind roughly 98 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 98% | $7,550 |
| Institutional grants & scholarships | 46% | $1,082 |
| Federal Pell grants | 96% | $6,368 |
| State/local grants | 7% | $1,461 |
| Federal student loans | 1% | $3,500 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At UPR Utuado, roughly 88% of undergrads got grants or scholarships worth on average $7,480 (for some 278 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 88% | $7,480 |
| Federal Pell grants | 84% | $6,198 |
| Federal student loans | 7% | $4,202 |
For on-campus title-IV students, average grant aid came to $7,260.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $12,313 |
| $30,001 – $75,000 | $13,280 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $13,648 |
| Off-campus title-IV students | $12,386 |
To get a personalized net price estimate, try UPR Utuado’s net price calculator: www.uprutuado.edu/decanato-estudiantil/asistencia-economica/net-price-calculator/.
A typical borrower at UPR Utuado leaves with $3,500 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $3,500 |
| Median federal debt (graduates only) | $3,500 |
| Typical 10-year monthly payment (graduates) | $37.11/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at UPR Utuado.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $2,250 |
| 75th percentile | $4,500 |
| 90th percentile (highest-debt students) | $7,000 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $3,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $3,500 |
| Continuing-generation students | $3,500 |
The figure below distills the debt data into a single burden category for UPR Utuado.
Stafford loans make up the bulk of federal direct lending to undergraduates. The totals below capture Stafford lending at UPR Utuado:
| Metric | Value |
|---|---|
| Stafford loan recipients | 1319 |
| Total Stafford loan amount | $6,143,759 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 5 |
| Total GI Bill amount | $14,382 |
| Average GI Bill amount per recipient | $2,876 |
References
More about our data sources and methodologies.