by our College Data Analytics TeamHere’s the full picture on paying for University of Rochester, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Published attendance costs at University of Rochester works out to about $82,600.00 for a single academic year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $67,080.00 |
| + Room, board & other expenses | $15,520.00 |
| Total cost | $82,600.00 |
| That is 152% above the national average net price. |
| Total cost | $82,600.00 |
| − Grants and scholarships | −$56,684.00 |
| Net price | $25,916.00 |
| That is 21% below the national average net price. |
| Total cost | $82,600.00 |
| − Grants and scholarships | −$76,284.00 |
| Net price | $6,316.00 |
| That is 81% below the national average net price. | |
| Explore each piece on the tuition & fees page plus living costs. |
Costs have trended upward in recent years by roughly 4.2% annually, so the projections below total more than one year of attendance. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.2% | 4.2% | 4.2% |
| Freshman year | $6,579.00 | $26,996.00 | $86,044.00 |
| Senior year | $7,437.00 | $30,516.00 | $97,261.00 |
| Total 4-year net price | $28,009.00 | $114,929.00 | $366,304.00 |
| 10-year loan interest @ 6.8% | $10,671.00 | $43,784.00 | $139,548.00 |
| Total monthly payment | $322.00 | $1,323.00 | $4,215.00 |
| Total amount paid | $38,680.00 | $158,713.00 | $505,852.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.2% | 4.2% | 4.2% |
| Freshman year | $6,579.00 | $26,996.00 | $86,044.00 |
| Senior year | $6,854.00 | $28,122.00 | $89,631.00 |
| Total 2-year net price | $13,433.00 | $55,119.00 | $175,675.00 |
| 10-year loan interest @ 6.8% | $5,117.00 | $20,998.00 | $66,926.00 |
| Total monthly payment | $155.00 | $634.00 | $2,022.00 |
| Total amount paid | $18,550.00 | $76,117.00 | $242,601.00 |
Jump to the net-price detail in the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $29,278.00 |
| Average net price (off-campus) | $30,248.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,743.00 |
| $30,000 to $48,000 | $16,102.00 |
| $48,001 to $75,000 | $21,177.00 |
| $75,001 to $110,000 | $29,822.00 |
| Over $110,000 | $48,528.00 |
Use University of Rochester Net Price Calculator, or visit the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The typical debt load for borrowers leaving University of Rochester is $19,000.00, categorized as a Low ($10-20k) burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $12,500.00 |
| Median (50th) | $19,000.00 |
| 75th | $27,000.00 |
| 90th | $31,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,750.00 |
| Middle income | $19,000.00 |
| High income | $19,000.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,000.00 |
| Continuing-generation students | $19,000.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt difference between Pell-eligible and non-Pell graduates of University of Rochester amounts to $3,031.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate tier for University of Rochester is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.2% |
For a sense of scale, Stafford disbursements at University of Rochester total $607,427,563.00 covering 20,988 borrowers.
Veteran and active-military students often access dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 62 |
| Avg GI Bill amount | $32,073.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh University of Rochester, consider the following:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.