by our College Data Analytics TeamHere is what you can expect to pay at University of Saint Mary, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
If you want to dig into a particular figure, jump to any section below:
Published attendance costs at University of Saint Mary stands at about $45,313.00 annually.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $35,380.00 |
| + Room, board & other expenses | $9,933.00 |
| Total cost | $45,313.00 |
| That is 38% above the national average net price. |
| Total cost | $45,313.00 |
| − Grants and scholarships | −$26,209.00 |
| Net price | $19,104.00 |
| That is 42% below the national average net price. |
| Total cost | $45,313.00 |
| − Grants and scholarships | −$26,829.00 |
| Net price | $18,484.00 |
| That is 44% below the national average net price. | |
| Explore each piece on the tuition & fees page plus living costs. |
The reported cost series has been increasing at a recent average of 3.8% annually, so the projections below total more than one year of attendance. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $19,188.00 | $19,831.00 | $47,038.00 |
| Senior year | $21,464.00 | $22,184.00 | $52,618.00 |
| Total 4-year net price | $81,247.00 | $83,972.00 | $199,174.00 |
| 10-year loan interest @ 6.8% | $30,952.00 | $31,990.00 | $75,878.00 |
| Total monthly payment | $935.00 | $966.00 | $2,292.00 |
| Total amount paid | $112,199.00 | $115,962.00 | $275,052.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $19,188.00 | $19,831.00 | $47,038.00 |
| Senior year | $19,918.00 | $20,586.00 | $48,829.00 |
| Total 2-year net price | $39,106.00 | $40,418.00 | $95,867.00 |
| 10-year loan interest @ 6.8% | $14,898.00 | $15,398.00 | $36,522.00 |
| Total monthly payment | $450.00 | $465.00 | $1,103.00 |
| Total amount paid | $54,004.00 | $55,816.00 | $132,390.00 |
For the complete net-price picture, see the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $22,519.00 |
| Average net price (off-campus) | $23,335.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $24,278.00 |
| $30,000 to $48,000 | $19,319.00 |
| $48,001 to $75,000 | $22,716.00 |
| $75,001 to $110,000 | $22,476.00 |
| Over $110,000 | $24,862.00 |
Estimate your specific net price using the school’s University of Saint Mary Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
Median graduate debt at University of Saint Mary amounts to $14,817.00, which the Department of Education classifies as a Low ($10-20k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $6,500.00 |
| Median (50th) | $14,817.00 |
| 75th | $25,000.00 |
| 90th | $31,750.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,250.00 |
| Middle income | $14,000.00 |
| High income | $15,000.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,000.00 |
| Continuing-generation students | $14,000.00 |
First-generation graduates from University of Saint Mary carry $1,000.00 more than continuing-generation graduates.
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of University of Saint Mary amounts to $2,450.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate tier for University of Saint Mary is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.2% |
To put the rates in context, Stafford loans at University of Saint Mary come to $131,002,479.00 distributed across 5,801 borrowers.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 34 |
| Avg GI Bill amount | $13,437.00 |
| DoD Tuition Assistance recipients | 1 |
| Avg DoD Tuition Assistance | $630.00 |
Explore GI Bill and military aid in detail on the college veterans page.
Numbers only tell part of the story. As you weigh University of Saint Mary, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.