by our College Data Analytics TeamMany students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at University of San Francisco can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
What financial aid options can USFCA offer, and what will you qualify for? Keep reading for more information. Scroll down to find out how much school funding will be available to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Read on to get a sense of the financial assistance available at University of San Francisco.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For incoming first-year students at University of San Francisco, 96% of new full-time first-years were awarded at least some aid (about 1073 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 95% | $34,723 |
| Institutional grants & scholarships | 95% | $30,534 |
| Federal Pell grants | 29% | $5,654 |
| State/local grants | 21% | $9,028 |
| Federal student loans | 51% | $5,276 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Here, roughly 90% of undergraduates were awarded grant or scholarship aid averaging $30,843 (across approximately 5169 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 90% | $30,843 |
| Federal Pell grants | 28% | $5,615 |
| Federal student loans | 47% | $6,669 |
On-campus students receiving title-IV aid were awarded grants averaging $38,710.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $31,749 |
| $30,001 – $75,000 | $33,023 |
| Over $75,000 | $46,271 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $41,431 |
| Off-campus title-IV students | $39,495 |
For an estimate tailored to your family circumstances, see USFCA’s net price calculator: www.usfca.edu/admission/financial-aid/net-price-calculator.
The median federal debt load at USFCA comes to $19,000 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,000 |
| Median federal debt (graduates only) | $23,000 |
| Typical 10-year monthly payment (graduates) | $243.84/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The numbers below show the full range, not just the middle of the distribution. The figures below chart the debt distribution at USFCA.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $12,000 |
| 75th percentile | $28,350 |
| 90th percentile (highest-debt students) | $34,750 |
Median debt varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $19,500 |
| Middle income | $19,308 |
| High income | $18,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,500 |
| Continuing-generation students | $18,750 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $18,750 |
| Independent students | $24,425 |
These indicators are derived from the underlying debt data and summarize the overall picture at USFCA.
Most undergraduate borrowing runs through the federal Stafford loan program. These figures summarize annual Stafford program activity at USFCA:
| Metric | Value |
|---|---|
| Stafford loan recipients | 31433 |
| Total Stafford loan amount | $941,591,097 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 258 |
| Total GI Bill amount | $6,029,704 |
| Average GI Bill amount per recipient | $23,371 |
References
More about our data sources and methodologies.