Here’s the full picture on paying for University of Sioux Falls, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
If you want to dig into a particular figure, jump to any section below:
The full cost of attending University of Sioux Falls comes to about $32,728.00 for a single academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $21,750.00 |
| + Room, board & other expenses | $10,978.00 |
| Total cost | $32,728.00 |
| That is roughly at the national average net price. |
| Total cost | $32,728.00 |
| − Grants and scholarships | −$12,891.00 |
| Net price | $19,837.00 |
| That is 40% below the national average net price. |
| Total cost | $32,728.00 |
| − Grants and scholarships | −$16,129.00 |
| Net price | $16,599.00 |
| That is 49% below the national average net price. | |
| For the full breakdown, see tuition and fees plus room and board. |
Cost of attendance here has been rising by roughly 3.0% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $17,100.00 | $20,435.00 | $33,715.00 |
| Senior year | $18,694.00 | $22,340.00 | $36,858.00 |
| Total 4-year net price | $71,555.00 | $85,514.00 | $141,084.00 |
| 10-year loan interest @ 6.8% | $27,260.00 | $32,578.00 | $53,748.00 |
| Total monthly payment | $823.00 | $984.00 | $1,624.00 |
| Total amount paid | $98,815.00 | $118,091.00 | $194,832.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $17,100.00 | $20,435.00 | $33,715.00 |
| Senior year | $17,615.00 | $21,052.00 | $34,732.00 |
| Total 2-year net price | $34,715.00 | $41,487.00 | $68,447.00 |
| 10-year loan interest @ 6.8% | $13,225.00 | $15,805.00 | $26,076.00 |
| Total monthly payment | $400.00 | $477.00 | $788.00 |
| Total amount paid | $47,940.00 | $57,292.00 | $94,523.00 |
Jump to the net-price detail in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $21,383.00 |
| Average net price (off-campus) | $20,874.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,733.00 |
| $30,000 to $48,000 | $16,406.00 |
| $48,001 to $75,000 | $18,201.00 |
| $75,001 to $110,000 | $21,244.00 |
| Over $110,000 | $23,609.00 |
Estimate your specific net price using the school’s University of Sioux Falls Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The typical debt load for borrowers leaving University of Sioux Falls is $16,141.00, which the Department of Education classifies as a Low ($10-20k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,718.00 |
| 25th | $6,500.00 |
| Median (50th) | $16,141.00 |
| 75th | $25,000.00 |
| 90th | $30,500.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,250.00 |
| Middle income | $16,529.00 |
| High income | $16,655.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,250.00 |
| Continuing-generation students | $17,500.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell-versus-non-Pell median debt difference at University of Sioux Falls comes to $591.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate category at University of Sioux Falls is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.4% |
For scale, federal Stafford loan disbursements at University of Sioux Falls come to $106,578,439.00 covering 6,500 disbursements.
Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 27 |
| Avg GI Bill amount | $11,364.00 |
| DoD Tuition Assistance recipients | 3 |
| Avg DoD Tuition Assistance | $3,750.00 |
Dig into veteran education benefits on the college veterans page.
Numbers only tell part of the story. As you weigh University of Sioux Falls, consider the following:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.