by our College Data Analytics TeamBelow is the data on what it actually costs to attend University of South Alabama, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The full cost of attending University of South Alabama came in between $22,070.00 and $31,046.00 based on in-state versus out-of-state status.
In-state residents qualified for the lower cost, with out-of-state students paying more: near $22,070.00 in-state, rising to $31,046.00 for those paying out-of-state rates.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $10,116.00 |
| + Room, board & other expenses | $11,954.00 |
| Total cost | $22,070.00 |
| That is 15% above the national average net price. |
| Total cost | $22,070.00 |
| − Grants and scholarships | −$7,828.00 |
| Net price | $14,242.00 |
| That is 26% below the national average net price. |
| Total cost | $22,070.00 |
| − Grants and scholarships | −$12,819.00 |
| Net price | $9,251.00 |
| That is 52% below the national average net price. |
| Tuition and fees | $19,092.00 |
| + Room, board & other expenses | $11,954.00 |
| Total cost | $31,046.00 |
| That is 61% above the national average net price. |
| Total cost | $31,046.00 |
| − Grants and scholarships | −$7,828.00 |
| Net price | $23,218.00 |
| That is 21% above the national average net price. |
| Total cost | $31,046.00 |
| − Grants and scholarships | −$12,819.00 |
| Net price | $18,227.00 |
| That is 5% below the national average net price. | |
| Go deeper on the components with tuition and fees plus living costs. |
The reported cost series has been increasing at about 3.9% per year; the projections below compound that across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.9% | 3.9% | 3.9% |
| Freshman year | $9,614.00 | $14,801.00 | $22,937.00 |
| Senior year | $10,792.00 | $16,614.00 | $25,746.00 |
| Total 4-year net price | $40,782.00 | $62,784.00 | $97,293.00 |
| 10-year loan interest @ 6.8% | $15,536.00 | $23,918.00 | $37,065.00 |
| Total monthly payment | $469.00 | $723.00 | $1,120.00 |
| Total amount paid | $56,318.00 | $86,703.00 | $134,358.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.9% | 3.9% | 3.9% |
| Freshman year | $9,614.00 | $14,801.00 | $22,937.00 |
| Senior year | $9,992.00 | $15,382.00 | $23,837.00 |
| Total 2-year net price | $19,606.00 | $30,184.00 | $46,774.00 |
| 10-year loan interest @ 6.8% | $7,469.00 | $11,499.00 | $17,819.00 |
| Total monthly payment | $226.00 | $347.00 | $538.00 |
| Total amount paid | $27,075.00 | $41,682.00 | $64,593.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.9% | 3.9% | 3.9% |
| Freshman year | $18,943.00 | $24,130.00 | $32,265.00 |
| Senior year | $21,263.00 | $27,085.00 | $36,217.00 |
| Total 4-year net price | $80,352.00 | $102,354.00 | $136,863.00 |
| 10-year loan interest @ 6.8% | $30,611.00 | $38,993.00 | $52,140.00 |
| Total monthly payment | $925.00 | $1,178.00 | $1,575.00 |
| Total amount paid | $110,963.00 | $141,347.00 | $189,002.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.9% | 3.9% | 3.9% |
| Freshman year | $18,943.00 | $24,130.00 | $32,265.00 |
| Senior year | $19,686.00 | $25,077.00 | $33,532.00 |
| Total 2-year net price | $38,629.00 | $49,207.00 | $65,797.00 |
| 10-year loan interest @ 6.8% | $14,716.00 | $18,746.00 | $25,066.00 |
| Total monthly payment | $445.00 | $566.00 | $757.00 |
| Total amount paid | $53,346.00 | $67,953.00 | $90,863.00 |
Read more in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $17,648.00 |
| Average net price (off-campus) | $15,142.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,148.00 |
| $30,000 to $48,000 | $11,633.00 |
| $48,001 to $75,000 | $15,456.00 |
| $75,001 to $110,000 | $21,143.00 |
| Over $110,000 | $21,878.00 |
Use University of South Alabama Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
The median graduating debt at University of South Alabama stands at $17,750.00, landing it in the Low ($10-20k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $6,125.00 |
| Median (50th) | $17,750.00 |
| 75th | $27,250.00 |
| 90th | $40,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,750.00 |
| Middle income | $17,508.00 |
| High income | $16,500.00 |
Low-income borrowers graduate with $2,250.00 in additional median debt versus high-income graduates.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $18,500.00 |
| Continuing-generation students | $17,202.00 |
First-gen students at University of South Alabama carry $1,298.00 more debt than continuing-generation students.
The Pell Grant is the largest federal grant for undergraduates from low-income families. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of University of South Alabama works out to $6,000.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate tier for University of South Alabama is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.8% |
For a sense of scale, Stafford disbursements at University of South Alabama come to $1,573,902,905.00 covering 55,018 loan recipients.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 298 |
| Avg GI Bill amount | $9,959.00 |
| DoD Tuition Assistance recipients | 28 |
| Avg DoD Tuition Assistance | $2,375.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
Beyond the data above, it helps to ask a few questions when weighing University of South Alabama, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.