by our College Data Analytics TeamThe majority of students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to University of South Carolina Beaufort can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
Just what financial assistance solutions will USCB deliver, and just what are you going to be eligible for? Read on for answers. Read on to see what amount of financial assistance could be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Continue reading to find information to help you understand just how much assistance you can expect to receive from University of South Carolina Beaufort.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For incoming first-year students at University of South Carolina Beaufort, 92% of first-year full-time students received aid of some kind around 452 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 88% | $8,692 |
| Institutional grants & scholarships | 44% | $2,978 |
| Federal Pell grants | 43% | $6,303 |
| State/local grants | 66% | $5,265 |
| Federal student loans | 55% | $5,477 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At USCB, around 72% of undergraduates were awarded grant or scholarship aid averaging $8,793 (among about 1486 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 72% | $8,793 |
| Federal Pell grants | 40% | $5,885 |
| Federal student loans | 49% | $6,641 |
For students living on campus and receiving title-IV aid, grants averaged $9,697.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $12,205 |
| $30,001 – $75,000 | $14,239 |
| Over $75,000 | $19,437 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $14,656 |
| Off-campus title-IV students | $15,309 |
For a customized cost estimate, visit USCB’s NPC: www.uscb.edu/institutional-effectiveness/net-price-calculator/npcalc/npcalc.htm.
The middle student in the debt distribution at USCB owes $13,750 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $13,750 |
| Median federal debt (graduates only) | $24,000 |
| Typical 10-year monthly payment (graduates) | $254.44/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
Looking only at the median can be misleading because it hides the spread. The four reference points below map the debt distribution at USCB.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,500 |
| 75th percentile | $23,460 |
| 90th percentile (highest-debt students) | $32,500 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $15,375 |
| Middle income | $12,500 |
| High income | $13,000 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,750 |
| Continuing-generation students | $12,177 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,750 |
| Independent students | $16,750 |
A handful of calculated indicators summarize the debt outlook at USCB.
The Stafford program is the federal direct-loan vehicle most undergraduates use. These figures summarize annual Stafford program activity at USCB:
| Metric | Value |
|---|---|
| Stafford loan recipients | 7667 |
| Total Stafford loan amount | $126,475,833 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 120 |
| Total GI Bill amount | $1,074,463 |
| Average GI Bill amount per recipient | $8,954 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 56 |
| Total DoD amount | $84,250 |
| Average DoD amount per recipient | $1,504 |
References
More about our data sources and methodologies.