Most students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at University of South Carolina-Sumter can feel tremendous, but do not forget that almost all students receive some sort of financial help.
What financing options does USC Sumter offer you, and what will you qualify for? Keep scrolling for more information. Keep reading to find out what amount of financial assistance will be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Continue reading to find information to help you understand just how much assistance you can expect to receive from University of South Carolina-Sumter.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. However, some types of aid are more desirable than others, and some students will receive more than others.
At University of South Carolina-Sumter, 95% of the incoming full-time class was awarded financial aid around 259 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 95% | $8,431 |
| Institutional grants & scholarships | 39% | $1,980 |
| Federal Pell grants | 51% | $5,932 |
| State/local grants | 82% | $5,053 |
| Federal student loans | 25% | $4,877 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At this school, about 86% of undergraduate students received gift aid averaging $3,074 (across roughly 1450 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 86% | $3,074 |
| Federal Pell grants | 18% | $5,294 |
| Federal student loans | 10% | $5,222 |
On-campus students receiving title-IV aid were awarded grants averaging $10,252.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $6,799 |
| $30,001 – $75,000 | $8,602 |
| Over $75,000 | $13,820 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $7,712 |
| Off-campus title-IV students | $9,283 |
To project your own net price, use USC Sumter’s NPC: sc.edu/pcnetprice/sumter/.
The median federal debt load at USC Sumter comes to $5,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,500 |
| Median federal debt (graduates only) | $9,250 |
| Typical 10-year monthly payment (graduates) | $98.07/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The median alone does not show how widely outcomes vary across the student body. These percentiles trace how cumulative federal debt is spread among borrowers at USC Sumter.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,018 |
| 75th percentile | $12,500 |
| 90th percentile (highest-debt students) | $19,500 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $6,250 |
| Middle income | $5,500 |
| High income | $5,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $5,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,910 |
A handful of calculated indicators summarize the debt outlook at USC Sumter.
Stafford loans make up the bulk of federal direct lending to undergraduates. The totals below capture Stafford lending at USC Sumter:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3767 |
| Total Stafford loan amount | $46,078,002 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 40 |
| Total GI Bill amount | $175,233 |
| Average GI Bill amount per recipient | $4,381 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 159 |
| Total DoD amount | $332,980 |
| Average DoD amount per recipient | $2,094 |
References
More about our data sources and methodologies.