by our College Data Analytics TeamBelow is the data on what it actually costs to attend University of South Carolina-Union, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Cost of attendance at University of South Carolina-Union varied between $19,480.00 ranging to $30,160.00 based on in-state versus out-of-state status.
In-state students paid the lower published figure, while out-of-state students faced the higher one: near $19,480.00 in-state, rising to $30,160.00 for those paying out-of-state rates.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $7,558.00 |
| + Room, board & other expenses | $11,922.00 |
| Total cost | $19,480.00 |
| That is roughly at the national average net price. |
| Total cost | $19,480.00 |
| − Grants and scholarships | −$11,047.00 |
| Net price | $8,433.00 |
| That is 56% below the national average net price. |
| Total cost | $19,480.00 |
| − Grants and scholarships | −$11,772.00 |
| Net price | $7,708.00 |
| That is 60% below the national average net price. |
| Tuition and fees | $18,238.00 |
| + Room, board & other expenses | $11,922.00 |
| Total cost | $30,160.00 |
| That is 57% above the national average net price. |
| Total cost | $30,160.00 |
| − Grants and scholarships | −$11,047.00 |
| Net price | $19,113.00 |
| That is roughly at the national average net price. |
| Total cost | $30,160.00 |
| − Grants and scholarships | −$11,772.00 |
| Net price | $18,388.00 |
| That is 4% below the national average net price. | |
| For the full breakdown, see tuition and fees plus room and board. |
The projections below extend the current annual cost across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $7,708.00 | $8,433.00 | $19,480.00 |
| Senior year | $7,708.00 | $8,433.00 | $19,480.00 |
| Total 4-year net price | $30,832.00 | $33,732.00 | $77,920.00 |
| 10-year loan interest @ 6.8% | $11,746.00 | $12,851.00 | $29,685.00 |
| Total monthly payment | $355.00 | $388.00 | $897.00 |
| Total amount paid | $42,578.00 | $46,583.00 | $107,605.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $7,708.00 | $8,433.00 | $19,480.00 |
| Senior year | $7,708.00 | $8,433.00 | $19,480.00 |
| Total 2-year net price | $15,416.00 | $16,866.00 | $38,960.00 |
| 10-year loan interest @ 6.8% | $5,873.00 | $6,425.00 | $14,842.00 |
| Total monthly payment | $177.00 | $194.00 | $448.00 |
| Total amount paid | $21,289.00 | $23,291.00 | $53,802.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $18,388.00 | $19,113.00 | $30,160.00 |
| Senior year | $18,388.00 | $19,113.00 | $30,160.00 |
| Total 4-year net price | $73,552.00 | $76,452.00 | $120,640.00 |
| 10-year loan interest @ 6.8% | $28,021.00 | $29,125.00 | $45,959.00 |
| Total monthly payment | $846.00 | $880.00 | $1,388.00 |
| Total amount paid | $101,573.00 | $105,577.00 | $166,599.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $18,388.00 | $19,113.00 | $30,160.00 |
| Senior year | $18,388.00 | $19,113.00 | $30,160.00 |
| Total 2-year net price | $36,776.00 | $38,226.00 | $60,320.00 |
| 10-year loan interest @ 6.8% | $14,010.00 | $14,563.00 | $22,980.00 |
| Total monthly payment | $423.00 | $440.00 | $694.00 |
| Total amount paid | $50,786.00 | $52,789.00 | $83,300.00 |
| For the complete net-price picture, see the Net Price section. |
Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $8,065.00 |
| Average net price (off-campus) | $11,125.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,131.00 |
| $30,000 to $48,000 | $9,654.00 |
| $48,001 to $75,000 | $11,714.00 |
| $75,001 to $110,000 | $14,597.00 |
| Over $110,000 | $15,813.00 |
For a personalized estimate, try the University of South Carolina-Union Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The median amount borrowed by graduates of University of South Carolina-Union stands at $5,500.00, which the Department of Education classifies as a Very Low (<$10k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,066.00 |
| Median (50th) | $5,500.00 |
| 75th | $11,000.00 |
| 90th | $22,928.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student loan debt page.
Family income tracks closely with debt at graduation. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $5,500.00 |
| Middle income | $6,391.00 |
| High income | $6,250.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,500.00 |
| Continuing-generation students | $5,500.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt difference between Pell-eligible and non-Pell graduates of University of South Carolina-Union comes to $-679.00.
The federal default-rate classification for University of South Carolina-Union is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 16.6% |
To put the rates in context, Stafford loans at University of South Carolina-Union add up to $26,614,226.00 over 2,150 disbursements.
Veteran and active-military students often access dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 5 |
| Avg GI Bill amount | $9,428.00 |
Read more about military and veteran aid on the college veterans page.
The data above is a foundation; round it out by asking yourself about University of South Carolina-Union, the questions below are worth your time:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.