by our College Data Analytics TeamMost students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to University of South Carolina-Upstate can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
Just what financing solutions does USC Upstate deliver, and just what are you going to be eligible for? Keep scrolling for answers. Scroll down to find out what amount of financial assistance will be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Read on to get a sense of the financial assistance available at University of South Carolina-Upstate.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Among first-time, full-time freshmen at University of South Carolina-Upstate, 98% of first-time, full-time freshmen received some form of financial aid approximately 655 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 97% | $10,719 |
| Institutional grants & scholarships | 40% | $3,970 |
| Federal Pell grants | 59% | $6,088 |
| State/local grants | 88% | $5,867 |
| Federal student loans | 56% | $5,632 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At this school, some 73% of the undergraduate population received grant aid that averaged $8,921 (among about 3268 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 73% | $8,921 |
| Federal Pell grants | 46% | $5,768 |
| Federal student loans | 49% | $6,729 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $11,567.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $11,490 |
| $30,001 – $75,000 | $12,916 |
| Over $75,000 | $19,018 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $13,557 |
| Off-campus title-IV students | $13,725 |
To get a personalized net price estimate, try USC Upstate’s official net price calculator: netprice.uscupstate.edu/.
The middle student in the debt distribution at USC Upstate owes $15,000 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $15,000 |
| Median federal debt (graduates only) | $22,310 |
| Typical 10-year monthly payment (graduates) | $236.52/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
A single median figure conceals how much debt outcomes differ student to student. These percentiles trace how cumulative federal debt is spread among borrowers at USC Upstate.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,112 |
| 25th percentile | $7,000 |
| 75th percentile | $25,188 |
| 90th percentile (highest-debt students) | $34,500 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $16,000 |
| Middle income | $14,940 |
| High income | $14,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,000 |
| Continuing-generation students | $14,852 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $14,903 |
| Independent students | $16,750 |
These indicators are derived from the underlying debt data and summarize the overall picture at USC Upstate.
Stafford loans are the federal government’s primary direct undergraduate lending program. The annual Stafford volume below reflects program activity at USC Upstate:
| Metric | Value |
|---|---|
| Stafford loan recipients | 23452 |
| Total Stafford loan amount | $464,996,510 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 129 |
| Total GI Bill amount | $1,257,720 |
| Average GI Bill amount per recipient | $9,750 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 69 |
| Total DoD amount | $205,130 |
| Average DoD amount per recipient | $2,973 |
References
More about our data sources and methodologies.