by our College Data Analytics TeamHere’s the full picture on paying for University of South Florida, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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The total cost of attendance at University of South Florida spanned $22,301.00 through $33,215.00 depending on residency and living arrangement.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: around $22,301.00 in-state versus $33,215.00 for those paying out-of-state rates.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $6,410.00 |
| + Room, board & other expenses | $15,891.00 |
| Total cost | $22,301.00 |
| That is 16% above the national average net price. |
| Total cost | $22,301.00 |
| − Grants and scholarships | −$13,047.00 |
| Net price | $9,254.00 |
| That is 52% below the national average net price. |
| Total cost | $22,301.00 |
| − Grants and scholarships | −$18,737.00 |
| Net price | $3,564.00 |
| That is 81% below the national average net price. |
| Tuition and fees | $17,324.00 |
| + Room, board & other expenses | $15,891.00 |
| Total cost | $33,215.00 |
| That is 73% above the national average net price. |
| Total cost | $33,215.00 |
| − Grants and scholarships | −$13,047.00 |
| Net price | $20,168.00 |
| That is 5% above the national average net price. |
| Total cost | $33,215.00 |
| − Grants and scholarships | −$18,737.00 |
| Net price | $14,478.00 |
| That is 25% below the national average net price. | |
| Go deeper on the components with tuition and fees and room and board. |
The projections below extend the current annual cost across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $3,564.00 | $9,254.00 | $22,301.00 |
| Senior year | $3,564.00 | $9,254.00 | $22,301.00 |
| Total 4-year net price | $14,256.00 | $37,016.00 | $89,204.00 |
| 10-year loan interest @ 6.8% | $5,431.00 | $14,102.00 | $33,984.00 |
| Total monthly payment | $164.00 | $426.00 | $1,027.00 |
| Total amount paid | $19,687.00 | $51,118.00 | $123,188.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $3,564.00 | $9,254.00 | $22,301.00 |
| Senior year | $3,564.00 | $9,254.00 | $22,301.00 |
| Total 2-year net price | $7,128.00 | $18,508.00 | $44,602.00 |
| 10-year loan interest @ 6.8% | $2,716.00 | $7,051.00 | $16,992.00 |
| Total monthly payment | $82.00 | $213.00 | $513.00 |
| Total amount paid | $9,844.00 | $25,559.00 | $61,594.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $14,478.00 | $20,168.00 | $33,215.00 |
| Senior year | $14,478.00 | $20,168.00 | $33,215.00 |
| Total 4-year net price | $57,912.00 | $80,672.00 | $132,860.00 |
| 10-year loan interest @ 6.8% | $22,062.00 | $30,733.00 | $50,615.00 |
| Total monthly payment | $666.00 | $928.00 | $1,529.00 |
| Total amount paid | $79,974.00 | $111,405.00 | $183,475.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $14,478.00 | $20,168.00 | $33,215.00 |
| Senior year | $14,478.00 | $20,168.00 | $33,215.00 |
| Total 2-year net price | $28,956.00 | $40,336.00 | $66,430.00 |
| 10-year loan interest @ 6.8% | $11,031.00 | $15,367.00 | $25,307.00 |
| Total monthly payment | $333.00 | $464.00 | $764.00 |
| Total amount paid | $39,987.00 | $55,703.00 | $91,737.00 |
| See the full net-price breakdown in the net price section below. |
Net price strips out grant and scholarship aid to show what families really pay. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $9,812.00 |
| Average net price (off-campus) | $10,043.00 |
The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $4,785.00 |
| $30,000 to $48,000 | $6,053.00 |
| $48,001 to $75,000 | $10,649.00 |
| $75,001 to $110,000 | $16,385.00 |
| Over $110,000 | $17,671.00 |
Use University of South Florida Net Price Calculator, or reach out to the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
Typical debt at graduation from University of South Florida stands at $14,976.00, placing the school in the Low ($10-20k) burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,000.00 |
| 25th | $7,250.00 |
| Median (50th) | $14,976.00 |
| 75th | $26,395.00 |
| 90th | $34,500.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,000.00 |
| Middle income | $14,490.00 |
| High income | $15,000.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,000.00 |
| Continuing-generation students | $14,715.00 |
First-generation graduates of University of South Florida hold $285.00 more than continuing-generation graduates.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell-versus-non-Pell median debt difference at University of South Florida amounts to $1,612.00. This school carries a federal Pell-debt-inequity flag.
The default-rate category at University of South Florida is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.4% |
To give some context for these rates, Stafford loans disbursed at University of South Florida add up to $3,461,959,546.00 across 122,148 recipients.
Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 918 |
| Avg GI Bill amount | $5,724.00 |
| DoD Tuition Assistance recipients | 38 |
| Avg DoD Tuition Assistance | $1,791.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing University of South Florida, the questions below are worth your time:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.