by our College Data Analytics TeamThis overview lays out the cost of attending University of Southern Indiana, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The total cost of attendance at University of Southern Indiana came in between $20,749.00 to $33,590.00 depending on residency and living arrangement.
Where you live mattered — in-state students paid less than out-of-state students: around $20,749.00 in-state against $33,590.00 for non-residents.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $10,066.00 |
| + Room, board & other expenses | $10,683.00 |
| Total cost | $20,749.00 |
| That is 8% above the national average net price. |
| Total cost | $20,749.00 |
| − Grants and scholarships | −$9,460.00 |
| Net price | $11,289.00 |
| That is 41% below the national average net price. |
| Total cost | $20,749.00 |
| − Grants and scholarships | −$14,899.00 |
| Net price | $5,850.00 |
| That is 70% below the national average net price. |
| Tuition and fees | $22,907.00 |
| + Room, board & other expenses | $10,683.00 |
| Total cost | $33,590.00 |
| That is 74% above the national average net price. |
| Total cost | $33,590.00 |
| − Grants and scholarships | −$9,460.00 |
| Net price | $24,130.00 |
| That is 25% above the national average net price. |
| Total cost | $33,590.00 |
| − Grants and scholarships | −$14,899.00 |
| Net price | $18,691.00 |
| That is 3% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus living costs. |
The reported cost series has been increasing by around 3.5% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $6,053.00 | $11,680.00 | $21,468.00 |
| Senior year | $6,704.00 | $12,937.00 | $23,779.00 |
| Total 4-year net price | $25,499.00 | $49,207.00 | $90,442.00 |
| 10-year loan interest @ 6.8% | $9,714.00 | $18,746.00 | $34,455.00 |
| Total monthly payment | $293.00 | $566.00 | $1,041.00 |
| Total amount paid | $35,214.00 | $67,953.00 | $124,897.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $6,053.00 | $11,680.00 | $21,468.00 |
| Senior year | $6,263.00 | $12,085.00 | $22,212.00 |
| Total 2-year net price | $12,315.00 | $23,765.00 | $43,681.00 |
| 10-year loan interest @ 6.8% | $4,692.00 | $9,054.00 | $16,641.00 |
| Total monthly payment | $142.00 | $273.00 | $503.00 |
| Total amount paid | $17,007.00 | $32,819.00 | $60,321.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $19,339.00 | $24,966.00 | $34,754.00 |
| Senior year | $21,420.00 | $27,654.00 | $38,495.00 |
| Total 4-year net price | $81,471.00 | $105,179.00 | $146,414.00 |
| 10-year loan interest @ 6.8% | $31,038.00 | $40,069.00 | $55,778.00 |
| Total monthly payment | $938.00 | $1,210.00 | $1,685.00 |
| Total amount paid | $112,509.00 | $145,248.00 | $202,192.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $19,339.00 | $24,966.00 | $34,754.00 |
| Senior year | $20,009.00 | $25,832.00 | $35,959.00 |
| Total 2-year net price | $39,348.00 | $50,798.00 | $70,713.00 |
| 10-year loan interest @ 6.8% | $14,990.00 | $19,352.00 | $26,939.00 |
| Total monthly payment | $453.00 | $585.00 | $814.00 |
| Total amount paid | $54,338.00 | $70,150.00 | $97,652.00 |
See the full net-price breakdown in the net price section below.
Net price strips out grant and scholarship aid to show what families really pay. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $12,923.00 |
| Average net price (off-campus) | $12,621.00 |
The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,102.00 |
| $30,000 to $48,000 | $9,159.00 |
| $48,001 to $75,000 | $13,194.00 |
| $75,001 to $110,000 | $17,062.00 |
| Over $110,000 | $17,421.00 |
Run your own numbers with the University of Southern Indiana Net Price Calculator, or visit the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
Median graduate debt at University of Southern Indiana stands at $13,236.00, categorized as a Low ($10-20k) debt-load classification.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $13,236.00 |
| 75th | $23,962.00 |
| 90th | $30,500.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,500.00 |
| Middle income | $12,891.00 |
| High income | $14,000.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,243.00 |
| Continuing-generation students | $13,027.00 |
First-generation graduates from University of Southern Indiana graduate with $216.00 more than continuing-generation graduates.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt gap between Pell and non-Pell graduates of University of Southern Indiana works out to $1,500.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for University of Southern Indiana is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.8% |
For a sense of scale, Stafford disbursements at University of Southern Indiana amount to $488,666,343.00 across 29,121 recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 98 |
| Avg GI Bill amount | $5,542.00 |
| DoD Tuition Assistance recipients | 41 |
| Avg DoD Tuition Assistance | $3,031.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
Numbers only tell part of the story. As you weigh University of Southern Indiana, keep these questions in mind:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.