College Factual  by our College Data Analytics Team
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Can You Afford University of Southern Maine?

Concerned about paying for college? Take a look at University of Southern Maine’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $12,092 & $36,720

Worried about paying the full cost of $36,720 to attend University of Southern Maine? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in Maine, the university offers a discount of 58.6% off tuition and fees. Also, 93.2% of freshmen receive some form of financial aid, with the average amount totaling $8,671. Students from low-income families receive an average of $11,160 in aid during their first year.

Cost for Residents of Maine (no aid)

Tuition and fees$9,528
+ Room and board$10,124
+ Other expenses$3,600
Total cost$23,252
Affordability Score (61 out of 100)
more expensive
less expensive

Net Price for Residents of Maine (with average aid)

Total cost$23,252
- Grants and scholarships$8,671
Net price$14,581
Affordability Score (69 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of Maine

Total cost$23,252
- Grants and scholarships$11,160
Net price$12,092
Affordability Score (72 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$22,996
+ Room and board$10,124
+ Other expenses$3,600
Total cost$36,720
Affordability Score (37 out of 100)
more expensive
less expensive

Net Price for Non-Residents (with average aid)

Total cost$36,720
- Grants and scholarships$8,671
Net price$28,049
Affordability Score (29 out of 100)
more expensive
less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$36,720
- Grants and scholarships$11,160
Net price$25,560
Affordability Score (25 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at University of Southern Maine.

Projected Costs Between $43,115 and $225,067 For a Four Year Degree. Between $22,270 and $109,208 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend University of Southern Maine in 2020 - 2021 was $23,252. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 0.8% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $23,602 during their first year. By their senior year, that cost will be approximately $24,137, for a bachelor degree candidate ($23,779 for an associate degree candidate) for a total of $95,476 over the course of four years ($47,381 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $162,978 based on a yearly growth rate of 3.0%. The expected two-year cost is $79,081.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at University of Southern Maine

Cost With Interest for Residents of Maine

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*-1.9%0.8%
Freshman year$11,319$14,024$23,602
Senior year$10,951$13,753$23,779
Total 2-year net price$22,270$27,777$47,381
10-year loan interest @ 6.8%$8,484$10,582$18,050
Total monthly payment$256$320$545
Total amount paid$30,754$38,358$65,432
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*-1.9%0.8%
Freshman year$11,319$14,024$23,602
Senior year$10,251$13,227$24,137
Total 4-year net price$43,115$54,491$95,476
10-year loan interest @ 6.8%$16,425$20,759$36,373
Total monthly payment$496$627$1,099
Total amount paid$59,541$75,250$131,849

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*3.6%3.0%
Freshman year$26,723$30,105$38,956
Senior year$27,324$31,189$40,125
Total 2-year net price$54,048$61,294$79,081
10-year loan interest @ 6.8%$20,590$23,351$30,127
Total monthly payment$622$705$910
Total amount paid$74,638$84,644$109,208
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*3.6%3.0%
Freshman year$26,723$30,105$38,956
Senior year$28,568$33,475$42,569
Total 4-year net price$110,555$127,080$162,978
10-year loan interest @ 6.8%$42,117$48,413$62,089
Total monthly payment$1,272$1,462$1,876
Total amount paid$152,672$175,492$225,067

Visit net price and financial aid to learn more about the total cost of attending University of Southern Maine.

Further Questions to Consider

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