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Can You Really Afford University of St Francis?

Below is the data on what it actually costs to attend University of St Francis, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.

$45,375.00 Cost of Attendance
$13,006.00 Avg Net Price
$16,500.00 Median Grad Debt

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What You Will Pay to Attend University of St Francis?

Published attendance costs at University of St Francis is about $45,375.00 for a single academic year.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

The Full Cost for Students (no aid)

Tuition and fees $38,110.00
+ Room, board & other expenses $7,265.00
Total cost $45,375.00
That is 38% above the national average net price.

What Students Actually Pay — Students (with average aid)

Total cost $45,375.00
− Grants and scholarships −$33,233.00
Net price $12,142.00
That is 63% below the national average net price.

What Low-Income Students Pay — Undergraduates

Total cost $45,375.00
− Grants and scholarships −$37,692.00
Net price $7,683.00
That is 77% below the national average net price.
For the full breakdown, see tuition and fees plus living costs.

Estimating the Total Cost of a Degree at University of St Francis

The reported cost series has been increasing at about 2.9% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.9% 2.9% 2.9%
Freshman year $7,904.00 $12,491.00 $46,681.00
Senior year $8,606.00 $13,601.00 $50,829.00
Total 4-year net price $33,008.00 $52,165.00 $194,942.00
10-year loan interest @ 6.8% $12,575.00 $19,873.00 $74,266.00
Total monthly payment $380.00 $600.00 $2,243.00
Total amount paid $45,583.00 $72,038.00 $269,207.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.9% 2.9% 2.9%
Freshman year $7,904.00 $12,491.00 $46,681.00
Senior year $8,132.00 $12,851.00 $48,025.00
Total 2-year net price $16,036.00 $25,343.00 $94,706.00
10-year loan interest @ 6.8% $6,109.00 $9,655.00 $36,079.00
Total monthly payment $185.00 $292.00 $1,090.00
Total amount paid $22,145.00 $34,997.00 $130,785.00

Jump to the net-price detail in the Net Price section.

Net Price at University of St Francis

Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $13,006.00
Average net price (off-campus) $15,834.00

Net price varies sharply by family income, dropping as need-based aid grows. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $9,707.00
$30,000 to $48,000 $13,378.00
$48,001 to $75,000 $15,264.00
$75,001 to $110,000 $19,548.00
Over $110,000 $20,057.00

For a personalized estimate, try the University of St Francis Net Price Calculator, or check with the financial aid office.

Want to know how that aid is awarded? See the financial aid breakdown.

Borrowing and Debt at University of St Francis

Typical debt at graduation from University of St Francis comes to $16,500.00, which the Department of Education classifies as a Low ($10-20k) burden tier.

Here’s how debt at graduation distributes across borrowers:

Percentile Debt at graduation
10th $5,000.00
25th $10,000.00
Median (50th) $16,500.00
75th $27,890.00
90th $37,500.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

Read the complete debt breakdown on the student loan debt detail.

How Debt Varies by Income at University of St Francis

Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:

Family income Median debt at graduation
Low income $16,600.00
Middle income $17,160.00
High income $15,750.00

Low-income borrowers graduate with $850.00 more than graduates from high-income families.

First-Generation Borrowing at University of St Francis

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $16,991.00
Continuing-generation students $15,360.00

First-generation graduates from University of St Francis take on $1,631.00 more than continuing-generation graduates.

Pell-Eligible Debt Outcomes at University of St Francis

The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.

The gap between Pell-eligible and non-Pell median debt at University of St Francis amounts to $2,000.00. This school carries a federal Pell-debt-inequity flag.

Default Rates and Repayment at University of St Francis

The Department of Education default-rate tier for University of St Francis is Low (<5%).

Window Cohort default rate
2-year 3.4%

To put the rates in context, Stafford loans at University of St Francis amount to $253,854,588.00 across 10,527 recipients.

Veteran Benefits at University of St Francis

Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.

GI Bill recipients 14
Avg GI Bill amount $10,882.00

Dig into veteran education benefits on the veterans benefits detail.

Questions Worth Asking

The data above is a foundation; round it out by asking yourself about University of St Francis, the questions below are worth your time:

Keep Researching about University of St Francis

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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